The reasons why the ICBC credit card was rejected after the return visit are as follows.

1. The applicant is considered to have a bad credit record by the bank. When applying for a credit card, the bank finds that the applicant has been called upon multiple times by the bank, or that multiple calls are ineffective, and the applicant will be rejected by the bank.

2. The applicant had a bad credit record before and was overdue for more than 90 days. The applicant cannot provide a valid property certificate. It is difficult for the personal property certificate submitted by the applicant to ICBC to be approved in full.

3. If the application information is incomplete, the bank will doubt the applicant's sincerity and repayment ability, and the bank will reject the credit card applicant's credit card application.