How to activate online banking with a credit card
Online shopping has gradually become a trend. Many users know that the bank card used to pay for online shopping must have the online banking function enabled before payment can be made. Many credit card holders are worried that they cannot make online payments without opening online banking on their credit card. If a credit card wants to open online banking, users can handle online banking services through the bank's official website or at the bank counter.
1. The official website of the bank's credit card center is opened: First, cardholders need to log in to the bank's official website, find the "Personal Online Banking" option, and click "Register"; then the system will display "Online Self-Service Registration Instructions". After reading, the user clicks "Register for Personal Online Banking"; to enter the registration operation, you need to fill in the relevant registration information according to the prompts, such as credit card number, password, verification code, etc. After completing the filling, you can submit it. Note that generally online self-service registration online banks do not have payment functions, and users can only perform account inquiries and other operations.
2. Bank branch activation: Users need to bring valid identity documents and credit cards to bank branches to open online banking services. After arriving at the bank branch, directly tell the bank staff your needs. If there are any unclear staff, We will teach you. Users only need to sign up and activate online banking. The online banking opened at the counter has online payment function.
Is it necessary to open online banking with a credit card?
The main function of a credit card is to allow cardholders to use the card to make purchases. Users can consume first and then repay, and they can also enjoy the interest-free period. Generally, If you want to shop online, you need to open online banking, but in fact, users can also directly use an ordinary bank card to join online banking without opening online banking, and then add a credit card, so that they can also use the credit card for online shopping. After activating credit card online banking, users can check credit card consumption details and billing status through online banking, and can also perform credit card repayment operations through online banking. There is a risk of password leakage when opening credit card online banking. Generally, it is not recommended that users open credit card online banking. However, if users often shop online, it is more convenient to activate online banking. Whether to activate it depends on the user's use of credit cards.
How to activate online banking with a Bank of China credit card
You can activate "Financial Online Banking" at any Bank of China outlet or directly log in to the official website of Bank of China to register for "Inquiry Online Banking".
The above content is for your reference, please refer to actual business regulations.
How to activate online banking with a credit card?
Not only can you open online banking with debit cards, but you can also open online banking with credit cards. The most convenient credit card to open online banking is the credit card of China Merchants Bank. You can just go to the China Merchants website to register directly. However, for most credit cards of other banks, you need to go to the bank counter to open online banking. Of course, not all banks' cards can be used for online banking. For example, Bank of China's credit cards do not have online payment functions. For example, many shopping websites do not have options from small banks such as Pufa and CITIC in the card selection, so it is recommended to choose a big bank.
1. After receiving the credit card and password letter, go to the local Bank of Communications to open a debit card (an ordinary bank card), and ask the debit card to open a mobile phone contract (free of charge, no SMS charges).
2. To use a debit card as the main card for online banking, it is required to associate the credit card with the debit card, that is, the credit card is linked to the main card and the debit card.
3. Tell the teller at the counter to activate the credit card online payment function. At this time, the online payment function has been enabled, but you still need to go to the bank's online banking to activate it before you can officially use the credit card's online payment function.
4. Log in to the bank website - log in as a registered mobile user - log in for the first time - after setting the "user name" and "password" as required, you can log in with the user name.
5. After logging into the bank website, select "Bind" in "Customer Service", bind your credit card, and activate your online payment function in "Activation Management" of "Online Payment". It is ready for official use.
Selected credit cards from various banks for credit card processing
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How to register for online banking with a credit card?
Method: Take China Construction Bank as an example, if you need to open a personal online credit card for the main card. For banking services, log in to the home page of CCB's official website, click "Electronic Banking - Activate Online Banking" at the top of the page to enter the activation page, and select "Ordinary Customers" to activate it.
Note: Credit card supplementary cards cannot be registered separately for online banking. It can be added to the online banking of the supplementary cardholder through the "My Account - Account Management - Add New Account" menu of personal online banking. If you need to use a credit card for online payment, please select "Account Payment" during the payment operation. No need. Open online banking.
The specific steps are as follows:
1. Open the official website of China Construction Bank and click on the official website of China Construction Bank to enter the home page.
2. Open the page. At the top, find the "Electronic Banking" button, and hold the mouse on the button.
3. In the pop-up drop-down menu, all the electronic banking services will be displayed, and find "Open Online Banking". button to enter the lower-level page.
4. When the page opens, several different user options will be displayed. You can choose "General User" here according to the scope of permissions you want to apply for. Click the "Open Now" button below to enter the lower-level page.
5. When the page opens, the bank-related customer service agreement content will be displayed. After reading, check the small box in the lower left corner, and then click. Click the "Agree" button at the bottom right to enter the lower-level page.
6. Fill in the account information when the page opens, directly enter the account name, additional code, and click "Next" to enter the lower-level page.
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7. When the page opens, enter the "Account Withdrawal Password" and the "SMS Verification Code" received on the phone, and click "Next" to enter the lower-level page.
8. When the page opens, it will be displayed , "Dear customer: The account has been opened for online banking", then the online banking activation is completed.