1. The annual fee is free in the first year, and the annual fee is free after swiping the card for 5 times; Year card 16 yuan/year, supplementary card 8 yuan/year. 2 yuan/year for the main card and 1 yuan/year for the auxiliary card. Up to 5 days interest-free.

2. After reaching the consumption standard, cardholders can receive VIP membership of Netease Cloud Music through the exclusive page, and also enjoy services such as Haitao, consumption abroad cash back, catering and accommodation in star-rated hotels on the Visa platform.

3. The currency conversion fee is "", and the Visa brand credit card of Netease Cloud Music Co-branded Card enjoys the courtesy of "" for transactions in Shanghai and overseas. At the same time, RMB automatically purchases foreign exchange, which is convenient for repayment, eliminating the cumbersome repayment link of purchasing foreign exchange.

4. Air travel courtesy: Jixiang Airlines enjoys a free Godiva chocolate in the air on designated flights; Scoot enjoys a maximum discount of 3% on designated routes; New car rental users can rent a car overseas for 6 days and get a one-day discount.

5, select hotel courtesy: Windham Hotel pays three and two; Accor Hotel is 3% off; Free breakfast for 8 luxury hotel groups+up to $1.