Whether the repayment person can be changed depends on whether the loan applicant agrees. If you apply for a car loan in a bank, I suggest you bring relevant information directly to the bank for consultation. If you meet the basic requirements, you may be able to handle it.

However, credit card car loan installment is the business of issuing car loans through credit cards. If you want to change the payer, the bank credit card center will generally not agree. Whether to agree in the end depends on how the bank decides. If the bank agrees to change it, it is not troublesome to go through the follow-up procedures.

Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.

The term of automobile consumption loan is generally 1-3 years, and the longest is no more than 5 years. Among them, the term of second-hand car loan (including extension) shall not exceed 3 years, and the term of dealer car loan shall not exceed 1 year.