I can answer that according to the information provided, if you have a credit card that is overdue nine times and pay it off in time, it is possible to get a loan from the bank.

First of all, personal credit record is very important for loan application. While nine overdue credit card records aren't ideal, paying off all past dues shows your ability to meet your repayment obligations, which is a positive for banks. Therefore, when making a loan application, banks will consider your repayment history and other factors to decide whether to approve the loan.

Secondly, banks usually consider an individual’s stable income and repayment ability when approving loans. If you can provide proof of stable income from work or other sources, and can prove that your current repayment ability is strong, then the bank may be more inclined to approve your loan application.

In addition, other factors such as asset certificates, credit guarantees, etc. may also affect the bank's decision on loan applications. If you have assets that can be secured or are able to find a reliable guarantor to back your loan application, you have a better chance of successfully obtaining a loan.

In summary, although nine overdue credit card records have a negative impact on your loan application, as long as you can provide a credible repayment record, a stable source of income, and other assets or credit guarantees, you can still apply for a loan. It is possible to be successful in a bank loan application. The final decision depends on the bank's judgment and your personal circumstances.

Extended information: Personal credit record is an important basis for financial institutions and other institutions to evaluate personal credit status. Overdue credit card records will have a greater negative impact on credit scores. Lower credit scores may lead to higher difficulties in loan and credit card applications. Therefore, it is very important to pay off overdue amounts in a timely manner and maintain a good repayment record for personal credit repair and future loan applications. Personal credit record inquiries can be conducted through the People's Bank of China Credit Information Center, online credit information platforms and other channels. It is recommended that individuals pay attention to and understand their credit status regularly.