To activate

After receiving the credit card for construction bank decoration loan, you can first activate the card and set a password through customer service hotline, mobile banking, online banking, etc. Generally, after applying for a credit card, there are several methods such as outlet activation, online activation, and phone activation. Branch activation: Bring your ID card to the bank counter to activate. Telephone activation: Call the customer service number on the back of your credit card to activate. Activate according to customer service prompts. Online activation: Log in to the credit card center website. Each bank has different websites, but the activation steps are roughly the same.

Notes on using credit cards: 1. Ensure on-time repayment: The most important thing when using a credit card is to repay on time. Otherwise, if overdue debts are not repaid for a long time, it will affect the personal credit record with the central bank. Once a personal credit record is stained, it will cause trouble when applying for a credit card or loan in the future. Repayment is now very simple. Everyone must remember the repayment time and remind yourself to repay on time. 2. Use the card with a plan: Friends who have just received a credit card may not be able to control their desire to spend, but no matter how short of money they are, don’t use up the credit limit at once, as this will easily get the card blocked. Every credit card purchase must be repaid on time. Remember to spend within your ability. 3. Say goodbye to "sleep cards": "Sleep cards" are credit cards that are basically not used all year round. Once you get a card, put it in your wallet and ignore it. Many people may think that as long as the credit card is not activated, there is no annual fee, and there will be no fees if you don't use it. This idea is wrong. There is a high possibility of annual fees for sleep cards, especially those that have been activated. Therefore, if you have a credit card that you don’t use frequently, it’s best to cancel it in time. 4. Don’t have too many credit cards: Many novices like to apply for multiple credit cards in a short period of time. In fact, this method is not feasible. If you apply for multiple credit cards at the same time, your credit will be checked multiple times. In this way, you will be rejected by the bank during the application process. The bank will think that you are particularly short of money recently and there is a risk that you will not be able to repay.