What is the general annual fee for Ping An Credit Card? Can the annual fee be waived?

Generally, the annual fee for a credit card is around 300. Ordinary cards can waive the annual fee. Generally, if you spend 3 to 8 times, the annual fee will be charged at the beginning of the year and the following year. Some platinum cards or special cards require annual fees, which vary in amount.

Extended information:

(1) Ping An Credit Card

Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and their name was changed to Shenzhen Ping An Bank. A kind of credit business, in addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many special functions, providing cardholders with comprehensive safety protection covering "safety in consumption, safety at home, safety in travel".

Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations. As of November 2018, the number of cards in circulation has exceeded 50 million.

Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of more than RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

(2) You can choose the transaction password

When you activate the card, the consumption method we set for you is "signature only". If you choose "Consumption with password + signature", please call the 24-hour customer service hotline to apply for settings. After setting the transaction password, you can also change the password through the Bank's ATM cash machines, CDM deposit machines, 24-hour customer service hotline or by logging in to the Bank's credit card website.

(3) Home security

All Ping An Bank credit card holders can enjoy home property theft protection. Cardholders only need to activate the card and successfully swipe the card once (no limit on amount) , you can get free home property theft insurance and door and window lock malicious damage loss insurance. Gold card holders can also receive cash and gold and silver jewelry theft insurance to protect your home safety.

How to waive the 200 annual fee for Ping An Credit Card?

The annual fee exemption policies for different credit card products of Ping An Bank are different:

1. Ping An Car Owner Card . The annual fee for the insurance gold card is not waived in the first year. The annual fee for the following year is waived only when the main card spends more than 30,000 yuan; the supplementary card is free of the next year's annual fee when the purchase reaches 15,000 yuan.

2. Credit card products such as Standard Card, iQiyi Card, and Tencent Gold Card are directly exempt from annual fees in the first year. If you make 6 purchases per year, you can be exempted from annual fees in the following year.

As long as cardholders meet the consumption standards stipulated by Ping An Bank, they can enjoy the preferential policy of exempting 200 annual fees.

Extended information:

Ping An Bank credit card applications can be made through the official website, Pocket Bank APP, WeChat official account, Alipay, WeChat, etc. In order to successfully apply for the card, applicants need to have the following basic skills Application conditions:

1. Be over 18 years old and have independent civil capacity;

2. Have a stable job and legal income;

3 . Good personal credit and no bad records.

In addition, if you want to apply for a high-level credit card, it is best to have stronger financial strength and greater overdraft consumption needs and repayment capabilities.

Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. . The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province.

Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its holding subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38%. The controlling shareholder of Ping An Bank. It has 34 branches across China and a representative office in Hong Kong.

In January 2012, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank changed its name to the new Ping An Bank and formally established the new Ping An Bank. Open to the public. On June 26, 2019, eight banks, including Ping An Bank, were among the first batch to launch an online enterprise information verification system.

Products and services: retail business, credit card business, corporate business, international business, basic platform,;

Debit card: Ping An Bank debit card refers to Ping An Bank’s RMB debit card approved by the bank and issued to the public. It has the functions of enquiry, deposit, withdrawal, transfer settlement, universal deposit and withdrawal, multiple accounts with one card, shopping and consumption, payment on behalf of others, self-service banking, telephone banking, online banking, revolving loan, VIP services and other functions. Ping An Bank has four types of debit cards, namely regular card, gold card, platinum card and diamond card.

Conditions for annual fee exemption for Ping An Car Owner’s Credit Card

Conditions for annual fee exemption for Ping An Car Owner’s Credit Card:

1. Annual fee: 200 yuan/year

2. After activation, the annual fee for the first year is rigid and cannot be reduced; if it is not activated, no annual fee will be charged. If you spend RMB 30,000 or the equivalent in US dollars in the current year, the annual fee for the following year will be waived.

3. The annual fee of Ping An Credit Card is waived in the first year. If you make 6 purchases with a single card (no limit on amount and payment channel), the annual fee of the card will be waived in the following year, and so on. If the annual fee reduction standard is not reached, repayment must be based on the annual fee shown on the bill. (The above charging standards apply to all credit cards except car owner cards and special credit cards such as insurance, gold cards, platinum cards, and Ping An Gold Butler co-branded cards)

The first-year annual fee for some special credit cards is rigid and unavoidable. The following year, you can get exemptions if you meet the required conditions, for example:

1. Car owner card: 200 yuan/year for the main card, the annual fee is not exempt in the first year, and the annual fee will be generated immediately after the card is activated; the consumption in the year exceeds 30,000 yuan or the equivalent in U.S. dollars, the annual fee for the next year will be waived, and so on.

2. Insurance Gold Card: The main card is RMB 200 per year, and the annual fee is not waived in the first year. Annual fees will be incurred immediately upon activation of the card; if you spend RMB 30,000 or the equivalent in U.S. dollars in the current year, the annual fee for the next year will be waived. , and so on.

3. Elite Platinum Card: Starting from 17/11/16, the first-year annual fee policy for the newly issued Elite Platinum Card will be adjusted from the original rigid annual fee in the first year to the first-year annual fee policy within 3 natural months of the approved card. 8,800 yuan, the first-year annual fee can be waived; the annual fee policy for the next year is adjusted and if the main card spends 120,000 yuan or more, the annual fee for the next year will be waived.

1. Ping An Car Owners Card is Shenzhen Ping An Bank’s first credit card product specially designed to meet the card needs of private car owners. As a bank credit card business under Ping An Insurance Group of China, this card not only inherits the powerful account security system of Ping An Credit Card with the core of "full protection of consumption losses 72 hours before reporting loss".

2. Card features: Ping An Car Owners Card is Liuzhou Ping An Bank’s first credit card product specially designed to meet the card needs of private car owners. As a bank credit card business under Ping An Insurance Group of China, this card not only inherits the powerful account security system of Ping An Credit Card with the core of "full protection of consumption losses 72 hours before reporting loss". Ping An Bank's car owner credit card can provide more services to car owners in many aspects, such as insurance claims, on-site rescue, etc. As people increase their private cars, more and more banks have begun to provide more financial services to private car owners. Ping An Bank Car Owners Credit Card is a typical example. More discounts of Ping An Bank’s car owner credit card are aimed at the automobile industry. For example, car owners can enjoy certain discounts when refueling. When accumulated, this kind of discount is also a considerable expense. Like other credit cards, Ping An Bank’s car owner credit card can also provide services such as cash advance and advance consumption. The repayment method will be more flexible and convenient. It can not only go through Ping An Bank’s car owner credit card outlets and bank outlets, but also transfer money through other banks and Alipay. Repayment methods, these multi-functional methods allow car owners to enjoy more convenience in life and work while enjoying the driving pleasure of their car.

How many times to swipe a Ping An Bank credit card to waive the annual fee? Check out the Ping An Card annual fee standards

The annual fee is always one of the most concerning issues for cardholders. Recently, many Ping An Bank members have received Friends of bank credit cards are asking about the annual fee collection standards of Ping An Bank. Today, we will sort out the annual fee collection rules of Ping An Bank in detail and help you solve the problem of how many times you can swipe Ping An Bank's credit card to avoid annual fees.

Ping An Bank Credit Card Annual Fee Charging Standard

Ping An Bank Credit Card Annual Fee is divided according to the card level. The specific charges are as follows:

Ping An Bank Platinum Credit Card: Primary The annual fee for the card is 2,800 yuan; the annual fee for the supplementary card is 1,800 yuan;

Ping An Bank Credit Card: The annual fee for the main gold card is 300 yuan; the annual fee for the supplementary gold card is 150 yuan;

General The annual fee for the main card is 100 yuan; the annual fee for the supplementary card is 50 yuan;

Ping An Insurance Credit Card: the annual fee for the main card is 100 yuan; the annual fee for the supplementary card is 50 yuan;

Ping An Insurance Credit Card: One Account: The annual fee for the Gold Card is 300 yuan for the regular card; the annual fee for the regular card is 100 yuan;

Ping An Ctrip Business Travel Credit Card: The annual fee for the gold card is 300 yuan for the main card; the annual fee for the supplementary card is 150 yuan;

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The annual fee for the main card is 100 yuan; the annual fee for the supplementary card is 50 yuan;

Ping An Car Owners Credit Card: the annual fee for the main card is 200 yuan;

Ping An i-Car Credit Card : The annual fee for the main card is 300 yuan.

Ping An Bank's credit card annual fee exemption policy:

Ping An Bank's credit card can enjoy the first-year annual fee exemption, and the next year's annual fee will be waived if you make 6 purchases with the card in the same year (Platinum Card , except car owner card).

Ping An Platinum Credit Card has a rigid annual fee in the first year (cannot be waived). If you spend 150,000 yuan in the current year, you will be exempted from 50% of the annual fee of the card for the next year. If you spend 300,000 yuan or more in the same year, you will be exempted from the annual fee of the card. Annual fee, supplementary card rules are the same as the main card.

Ping An Car Owners’ credit card has a rigid annual fee in the first year (cannot be waived). If you spend 30,000 RMB or the equivalent in US dollars in that year, the annual fee for the next year will be waived.

The above is the method for collecting the annual fee of Ping An Bank's credit card. After reading this, I believe you will no longer have any doubts about how many times you can use your Ping An Bank credit card to waive the annual fee. As long as you use your Ping An Bank credit card 6 times, you can get it immediately. Enjoy the annual fee-free benefit of Ping An Credit Card.

Does Ping An Credit Card require an annual fee? How much is it?

An annual fee is required.

The annual fee for Ping An Bank's credit card is divided according to the card level. The specific fees are as follows:

Ping An Platinum Credit Card: The annual fee for the main card starts from 2,800 yuan; the annual fee for the supplementary card is 1,800 yuan;

Ping An Bank Credit Card: Annual fee for gold card principal card is RMB 300; annual fee for gold card supplementary card is RMB 150;

Annual fee for regular card principal card is RMB 100; annual fee for supplementary card is RMB 50 Yuan;

Ping An Insurance Credit 2113 Card: The annual fee for the main card is 100 yuan; the annual fee for the supplementary card is 50 yuan;

Ping An One Account: The annual fee for the gold card is 300 yuan RMB; the annual fee for the regular card is RMB 100;

Ping An Ctrip Business Travel Credit Card: the annual fee for the main card of the gold card is RMB 300; the annual fee for the supplementary card is RMB 150;

the annual fee for the main card of the regular card 100 yuan; annual fee for supplementary card is 50 yuan;

Ping An Car Owner Credit Card 5261: annual fee for main card is 200 yuan;

Ping An i-Car Credit Card: annual fee for main card is 300 yuan.

Extended information:

Ping An Bank’s credit card annual fee exemption policy:

Ping An Bank’s credit card, 1653, can enjoy the first-year annual fee exemption, and the card consumption reaches 6 The annual fee for the following year will be waived for the first time (except Platinum Card and Car Owner Card). The Ping An Platinum Credit Card has a rigid annual fee in the first year (cannot be reduced or reduced). If you spend RMB 150,000 or more in the current year, you will be exempted from 50% of the card's annual fee for the following year. If you spend RMB 300,000 or more in the current year, you will be exempted from the card's annual fee for the following year. Card rules are attached. Same as main card.

Ping An Car Owners’ credit card has a rigid annual fee in the first year (cannot be waived). If you spend 30,000 RMB or the equivalent in US dollars in that year, the annual fee for the next year will be waived.

Is there an annual fee for the Ping An Bank Card?

1. There is no annual fee for the Ping An Bank Debit Card.

Ping An Bank debit card ATM inter-bank withdrawals in the same city are 2 yuan per transaction; ATM inter-bank withdrawals in different places are 2 yuan / transaction + withdrawal amount 5‰.

Ping An Bank’s debit card account will charge a small account management fee of 2 yuan if the account is less than 1,000 yuan. However, if you sign up for payment agency or bank-certificate third-party custody business, the account management fee can also be waived.

2. The annual fee standards for Ping An Bank’s credit cards are as follows:

Principal card: 100 yuan/year; supplementary card: 50 yuan/year.

Gold card main card: 300 yuan/year; supplementary card: 150 yuan/year.

Platinum credit card: main card: 2,800 yuan/year, supplementary card: 1,800 yuan/year.

Extended information:

Ping An Bank's credit card annual fee exemption policy:

Ping An Bank's regular and gold credit cards enjoy annual fee exemption in the first year, and the card is used for consumption in the same year After 6 times, the annual fee for the next year is waived.

The rigid annual fee of the Ping An Bank Platinum Credit Card cannot be waived in the first year. If you spend 150,000 yuan in the current year, you can waive 50% of the annual fee of the card in the second year. If you spend 300,000 yuan in the same year, you can waive the annual fee of the card in the second year. The annual fee rules for additional cards are the same as those for the main card.

Ping An Bank - Fee Standards

That’s it for the introduction of Ping An Bank’s credit card annual fee exemption.