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What if ABC's credit card is blocked?
The credit card of Agricultural Bank of China is locked. How to unlock it?

Hello, the way to unlock the ABC card password is as follows:

If the credit card password is entered incorrectly for three consecutive times, it will be locked. You can call our credit card customer service hotline 4006695599 to apply for password unlocking or resetting.

Tips: For the safety of your funds and information, please don't tell others your bank account number and password in any way, and don't tell others the SMS verification code sent by the bank in any way.

(Answer time: April 2022 12. In case of business changes, please refer to the actual situation. )

What if ABC's credit card is frozen?

There are many reasons why ABC's credit card is frozen, and the solutions are different. It is suggested that the cardholder bring his valid ID card and debit card to any Agricultural Bank outlet to verify the specific reasons, and then try to unfreeze them.

Generally speaking, there are several reasons for being frozen:

1. Overdue repayment When the cardholder is overdue or the overdue amount reaches a certain amount, the bank will think that the cardholder has malicious overdraft consumption behavior, and it is very risky to continue to provide revolving credit. The use of credit cards will be terminated unilaterally, that is, cardholders find that their credit cards are frozen and cannot be consumed.

2. Suspected of withdrawing cash If you frequently use POS machines for large-scale consumption, or frequently withdraw large amounts of cash, especially using capping machines, UnionPay will doubt your credit. So the bank will reduce your credit card limit and freeze it directly if the circumstances are serious.

3. Credit card swiping is the cardholder's own choice. When a credit card is lost or stolen, in order to prevent the loss caused by theft, the cardholder will generally ask the issuing bank to freeze the credit card. In some cases, the issuing bank will take the initiative to freeze the credit card for the cardholder.

4. Clearing POS setting code and jump code Usually, the "second clearing machine" is hung under the first clearing merchant, and the merchant sells the second clearing machine to the whole country, which directly leads to the diversification of cardholders' credit card consumption places. In the eyes of banks, a credit card spent in different cities on the same day can easily be regarded as or cashed out. At this point, the credit card will be easily frozen.

5. Forgot the password under other freezing conditions. If the credit card transaction password is frozen due to continuous input errors, you need to call the customer service hotline to unfreeze it.

Thawing method

1. If the cardholder whose overdue repayment is frozen fails to pay off the credit card debt, he should repay it in time and call the bank customer service to truthfully explain the situation. Under normal circumstances, credit cards should be unfrozen. If it is overdue for many times, the bank will first let the cardholder pay off all the arrears, including interest. If the circumstances are serious, the bank can also cancel the card.

It is troublesome to freeze the withdrawal. If the bank recognizes the cardholder's withdrawal, the card cannot be opened. However, if there is evidence that there is a problem with the POS machine of the merchant instead of withdrawing cash, the credit card center may also unblock it. At this point, the bank may ask the cardholder to provide a small ticket or recall the credit card. Therefore, it is best for cardholders to record every "consumption". If you have a receipt, please keep the receipt (or invoice) for the bank to inquire. After verification by the bank, if it is confirmed that it is not cash withdrawal, the bank will unfreeze it for you.

3. Credit card swiping is frozen If the card is stolen, you must contact the bank to apply for freezing as soon as the card is lost. Then the issuing bank will help cancel the customer's card and replace it with a new one. At the same time, check whether the funds have been cleared from the issuing bank. If not, it will be intercepted. So we don't have to worry about this.

4. Second, the setting code and skip code of POS machine are frozen. Second, note: check whether the bank notification message is abnormal when swiping the card. If the suggested merchant name is inconsistent with the actual name, it is code skipping. At the same time, if you are prompted to spend in different places, it is also code skipping. In this case, please bring your credit card invoices, receipts and other information to the bank to explain the situation and apply for thawing.

What if the ABC card is frozen?

Hello, if your account has been frozen or restricted, it may be because the authenticity of identity information cannot be verified or it involves judicial freezing. Please bring your ID card and bank card to the nearest Agricultural Bank for specific reasons.

If it is our credit card, please call the 24-hour customer service hotline 4006695599.

(Answer time: June 2022, 65438+1October 2 1. In case of business changes, please refer to the actual situation. )

Excuse me, how to unblock the abnormal status of ABC's credit card?

1. If the ABC credit card held by the customer is in an abnormal state and the card is frozen, the customer can call the ABC credit card hotline at 400-669-5599 to apply for unsealing.

2. If the ordinary card is not frozen due to account risk-related reasons such as overdue and cashing, the bank will generally unseal it after verifying the situation clearly. For example, after the card is frozen due to the risk of stolen credit, the customer can apply for unfreezing, and the bank can generally unblock the card; In addition, because the password has been frozen for many times due to incorrect input, the customer can unlock the card after going through the password reset procedure.

3. Of course, if the card is frozen due to suspected cashing, the bank will unseal the card after confirmation as long as the cardholder provides the Agricultural Bank of China with evidence of the recent transaction of the card to prove that it has not cashed out.

4. However, in the case of overdue freezing, the cardholder can only pay off the arrears of the card as soon as possible, and then maintain a good personal credit. Personal credit is well maintained, and the card can only be unsealed after the bank has passed the evaluation.