Jingdong Financial Co-branded Credit Card is a co-branded card jointly launched by major banks and JD.COM, and JD.COM is just a channel for handling cards. This card has some benefits in JD.COM, and the applicant can also enjoy some basic benefits of the issuing bank. So, can JD Finance apply for a joint credit card?

Can I apply for a joint credit card of Jingdong Finance?

Whether it is good to apply for a JD Finance co-branded credit card mainly depends on whether the applicant meets the application conditions of JD Finance co-branded credit card. For China citizens with good personal credit, stable income, 18 years old and full capacity for civil conduct, it is relatively easy to apply for JD Finance co-branded credit cards. For users who have poor personal credit information and do not meet other requirements of the bank, JD Finance co-branded credit cards are not easy to handle.

It should be noted that when applying for a card, the bank can also obtain the credit information of the user in JD.COM from JD.COM as part of the reference, and the approval of the card is reviewed by the audit department of the head office of the bank to which the applicant applies.