1. A bank card is a credit card (debit card). If it is frozen, it may be that the credit card has abnormal transactions, such as malicious cashing, forged information, and continuous password errors. And the bank card may be frozen by the bank. Second, overdraft bank card, the bank will set the overdraft share according to the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card. Third, bank cards are debit cards. If it is frozen, it is the wrong account, which means that the bank mistakenly gave the extra money to the depositor's account when trading, so the bank may freeze the extra part. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank to freeze the bank card for handling cases. At the same time, customs, tax authorities and other departments also have the right to freeze. 4. No matter what bank card it is, if the password is entered three times in a row, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours. If you don't apply for a new card when the bank card expires, the bank will freeze your expired bank card after it expires. Six, if the bank card report the loss for many times in a row, it is considered by the bank to be suspected of malicious loss reporting and frozen.
Legal basis: Article 29 of the Provisions of the Supreme People's Court on the Sealing-up, Seizure and Freezing of Property in Civil Execution by People's Courts. The people's court shall not freeze the bank deposits and other funds of the person subjected to execution for more than six months, seal up or detain movable property for more than one year, and seal up or detain immovable property and freeze other property rights for more than two years (unless otherwise stipulated by laws and judicial interpretations). However, it can be frozen again. After freezing, the account can be credited and must be paid within the scope of the seizure amount.