However, I also remind you that you must repay in time. If they find that their money is not enough, they borrow it from relatives and friends and pay back the money first. Otherwise, they will not only call the debtor, but also call the guarantor filled out at that time. It is actually a very troublesome thing for family and friends. You should know that if you don't repay in time, you may go to the credit bureau, because now banks and platforms are linked to the credit bureau, and interest may be generated, which may affect the guarantor. This situation must be repaid in time, otherwise it may bring some very negative effects to your life.