51 Credit Card Manager is considered useless
Yes. 51 credit card P2P business was completely suspended, with a loss of nearly 850 million a year.
In 2019, 51 Credit Card was investigated by the police because its loan products were suspected of post-loan violent collection. It is understood that due to the above factors, the default risk of 51 Credit Card Company’s P2P business increased significantly in the fourth quarter of 2019. , 51 Characters has stopped new P2P fund matching, which means that 51 Characters has completely stopped lending, only in and out!
Due to the reduction in credit matching business, 51 Credit Card suffered a net loss of approximately 847 million yuan last year, nearly 850 million yuan! In addition, 51 Credit Card is also actively exploring to apply for an Internet small loan license and further complete the transformation and comprehensive liquidation of P2P business! The P2P platform owned by 51 Credit Card has indeed had a large number of violent debt collection and illegal post-loan problems before. Complaint information about the platform is also often seen on the Jucomplaint platform. Violent debt collection is actually a common phenomenon in the Internet financial industry. Put an end to violence. Collection, there is a long way to go!
1. When the debt becomes insolvent and becomes overdue, the first step we face will be the collection from our creditors. Collections are generally divided into two types: one is normal collections; the other is violent collections. For normal collection, most of us can bear it, because the normal collection personnel are the creditors' own customer service. Their language is very kind, and they just tell you to repay the loan as soon as possible. After repeated collection efforts by the creditor's own customer service to no avail, the creditor will hire a professional third-party collection company to urge us for repayment. This is the time when violent collection is most likely to occur.
2. Violent collection generally refers to collection through violent means, such as intimidation, harassment, threats, abuse, inducement, etc.
3. Violent collection methods: The first type: Frequent phone harassment, calling you all day long, urging you to repay, and calling you until early in the morning, so that you can't have a good rest . The second type: Explode your address book and constantly call your family, relatives, friends, and work colleagues to put pressure on you to repay the loan. The third type: Keep sending threatening text messages, saying that if you have committed a ++ crime, the police and economic investigation will arrest you soon. The fourth method: hand over your information to the village office in your registered place, and the village head and director of your village will be asked to go to your home to take photos and collect evidence, and to investigate the family's financial situation.
4. The fifth type: directly insulting you and making personal attacks. Type 6: Relevant personnel investigate whether the assets in the name are consistent with suspected malicious overdrafts. Once confirmed, no out-of-court mediation will be provided, and the person is convicted according to the final judgment. Type 7: Call you to induce you and guide you towards criminal liability. Be careful and you may get caught. Type 8: Go to your residence to collect payment and force you to sign an unequal contract. Type 9: Make a fake lawyer’s letter and a fake ++ summons and mail them to you or your family. Type 10: Pretending to be a member of a state agency and asking you to go to the police station to record a statement. These are the ten most common violent collection methods, but there are many more. The purpose of violent collection is to put all kinds of pressure on you, make you feel broken, and then repay.
What does 51 credit card manager mean? What does it do?
Manage credit cards, the function should be similar to Alipay. They should all have functions such as credit card repayment
How to check your credit with 51 Credit Card Manager
To use 51 Credit Card Manager to check your credit, follow the steps below:
1. First download the 51 Credit Card Manager mobile APP;
2. Register (register mobile number, wait for verification code, set password), log in;
3. Enter the APP, Click "My" (bottom right of the screen);
4. Then select "Personal Credit Inquiry" and click (the fourth item is located);
5. Click on the pop-up page Tianxia Credit, click "Query Now" (orange button) after the authoritative query, and you're done;
6. You need to pay 39 yuan for the query.
For more information about how 51 Credit Card Manager checks credit, enter: View more content
Is it safe to borrow money from 51 Credit Card Manager?
1. 51 Credit Card Manager It is an Internet financial platform that provides professional credit card bill management. As a Hong Kong-listed company, borrowing money is relatively safe. Users can apply for a credit card repayment limit or a cash loan.
2. We need to remind everyone that using email to log in to 51 Credit Card Manager will lead to the risk of leaking credit card bills and personal information, and there will be certain security risks. In addition, 51 Credit Card Manager needs to be careful +++ when borrowing money. In addition to loan interest, other charges must also be taken into consideration.
For more information about whether it is safe to borrow money from 51 Credit Card Manager, enter: View more content
This is the end of the introduction about the work of 51 Credit Card Manager and 51 Credit Card. I don’t know you Did you find the information you needed?