The agreed repayment by credit card refers to a repayment method in which a credit card is bound with a savings card held by an individual and automatically deducted from the savings card on the repayment date, and the savings card is bound as an agreed repayment account.

the agreed repayment methods include full repayment and repayment amount, and the corresponding amount will be withheld in the agreed repayment account according to the selected repayment method before the repayment date expires.

agreed repayment by credit card can effectively prevent the loss caused by the cardholder's forgetting to repay, but the premise of withholding is to ensure that the balance in the savings card is sufficient in advance to avoid automatic repayment failure. Extended information

1. From two days before the due repayment date of each month, please ensure that there is enough deposit in your agreed repayment account and keep the deposit in your account until the due repayment date. If the due date of your current bill is October 4th, as long as there is enough balance in the agreed repayment account before 24: on October 2nd to 24: on October 4th, the agreed repayment can be successfully deducted.

2. whether the agreed repayment deduction is successful or not, our bank will send a reminder message.

3. If you are in arrears for four periods, or if the agreed repayment is unsuccessful for more than four periods, please re-apply for the agreed repayment business after paying off the arrears, so as to avoid unnecessary expenses.

4. The agreed repayment account is limited to the debit card and quasi-credit card commonly used in China, and must be opened for the credit card holder himself.

Baidu encyclopedia-credit card repayment