Use CCB credit card to spend 18000, and now I have to repay it in 24 installments. What is the estimated interest? Is the 24 th issue 24 months?
Yes, it's best not to apply for cash installment for credit cards, just pay the minimum monthly amount, and pay more if you have money on hand. Some banks' installment fee+interest is much higher than the minimum fee, and installment is a pit.
Does CCB spend 500 yuan by credit card? What is the interest for 7 days after the repayment date?
1. If repayment is made on the last repayment date, no interest will be generated during this period.
2. But if the repayment date is exceeded, it will be counted from the date of your credit card.
3. The interest is *0.05%* days of the consumption amount.
4. 1 day 500 yuan interest is 0.25 yuan.
How much is the repayment interest of CCB credit card? I spent a total of 1 ten thousand yuan. What is the interest after the repayment period expires?
The interest is 0.0005 * 50+7000 * 0.0005 * 30 =180 yuan per day from the date of consumption. There are also a small amount of late fees; Pay more when you repay, because if you pay the penalty interest according to compound interest, you will get more and more.
The most important thing is that you have a bad credit record, and it will be difficult to get a loan in the future.
How to calculate the interest when CCB spends 8,000 yuan on credit cards and applies for three-phase repayment?
3-month handling fee rate is 0.70%, and monthly interest = 8000*0.70%=56 yuan.
China Construction Bank provides 3-month, 6-month and 12-month consumption installments, and cardholders can freely choose the number of installments. The handling fee rate of credit card installment payment of CCB is: 0.70% for 3 months, 0.60% for 6 months, and 0.60% for 12 months.
An example of credit card installment fee of CCB;
Mr. Wang's bill date is 17. He bought a household appliance in 600 yuan on June 8th, 2006. On the third day after swiping the card (June 10, 1 1), I called CCB to apply for installment. The series is 12. The installment fee rate of 12 chosen by Mr. Wang is 0.60%, so the monthly repayment amount is 3600 × 0.60%+3600 ÷12 = 21.6+300 = 321.6 yuan, which is Mr. Wang's monthly repayment.