How to repay the credit card of Guangfa Zhenqing Card? Which repayment method is convenient

Guangfa Zhenqing Card is the most popular card issued by Guangfa Bank, and it is also a popular card among credit cards. The interest-free period of Guangfa True Love Card is 2-5 days. When the repayment date comes, it will be repaid naturally. As one of Guangfa Credit Cards, Guangfa True Love Card is not much different from the repayment method of Guangfa Credit Card. You can choose these ways to repay.

1. Online cross-bank repayment

You can easily use the savings cards of more than 2 banks (including the four major state-owned banks) to make cross-bank repayment by logging in Alipay, Tenpay or Kuaiqian website and entering the "Credit Card Repayment" page. Alipay repays the next day; Tenpay repayments will be made from : to 13: , and will be received on the same day, and from 13: to 24: , and will be received on the next day; The repayment of Kuaiqian. com will arrive on the next working day. The actual arrival time is subject to the announcement of each website. (Some banks reduce the inter-bank automatic repayment limit and be careful about overdue repayment)

2. Automatic repayment

Generally, cardholders with Guangfa Savings Card can choose to open automatic transfer repayment service, and bind your Licaitong card with Guangfa Card, so that the arrears of Guangfa Card will be automatically deducted from your Licaitong account on the repayment due date every month, which is convenient for you to run the bank every month.

3. Guangfa Mobile Banking Repayment

Now, it is also very convenient to use mobile banking. After all, the popularity of smart phones is very high. Install an app of Guangfa Bank on your mobile phone, and you can repay by operating the app. However, it should be noted that there is a small handling fee for repayment by mobile banking.

4. repayment by ATM

repayment by ATM is a very common repayment method. Please note, however, that since there are not many business halls in Guangfa Bank, you will be charged a corresponding handling fee when you use other ATMs to repay the loan. Therefore, it is suggested that if you are close to the ATM of Guangfa Bank, you can consider this repayment method.

I like the automatic repayment method best, but now the inter-bank repayment policy has changed. Card friends should also pay attention to the fact that there is a limit on the inter-bank repayment. A little carelessness may lead to overdue repayment, and I think online repayment and mobile APP repayment are also quite convenient. After all, it is the internet age, and it depends on personal choice.

Guangfa Zhenqing Credit Card

(triple points for self-selected merchant type; Optional insurance gift; True Love Club)

How to repay the financial fund of Guangfa Credit Card? Understand the two repayment methods!

guangfa bank has also introduced a credit card cash credit service-financial intelligence fund, which includes ordinary financial intelligence fund and exclusive financial intelligence fund. At the same time, you need to choose the repayment method. After approval, the money will be transferred to your debit card account, and you must repay it on time, otherwise it will affect your credit. Then, how can Guangfa Finance and Wisdom repay? Let's take a look at it together.

how does guangfa finance repay?

As far as we know, Guangfa Finance has two repayment methods when applying, one is to pay back with the loan, and the other is to pay back by installments. Either repayment method is to pay back directly to the credit card account and before the end of the last repayment date of the credit card. The following are the differences between the two repayment methods:

1. Pay back with the loan:

It means that there is no fixed repayment period, but from Among them, loan-with-loan repayment = loan-with-loan repayment fee for applying for the principal (use time and installment repayment:

If installment repayment is selected when applying, the principal and handling fee will be repaid in installments according to the agreed method. Among them, the payable amount of financial wisdom gold in each period = application principal/number of periods. (The amount of application principal in each period is included in the bill, and it can be repaid on time according to the bill.

For example, suppose you apply for financial intelligence fund of 1, yuan and repay it in 12 installments, and the amount to be repaid in each installment is more than 1,/1,21,, that is, "How to repay the financial intelligence fund of Guangfa Credit Card? Learn about the two repayment methods! " Related introduction of. No matter which repayment method you choose, you must repay before the end of the final repayment date, otherwise you will not only charge liquidated damages, but also affect your personal credit, which is not worth the loss.

How to repay the credit card of Guangfa Bank

There are two ways:

1. Repayment by mobile banking: Users can directly log in to the mobile banking of Guangdong Development Bank, bind their personal credit card account and debit card account, and repay directly through the credit card repayment function of mobile banking. This method requires users to hold a debit card account of Guangdong Development Bank at the same time, and then complete the repayment through the debit card. Online banking repayment: log in to Guangdong Development Bank and directly repay the bill of Guangdong Development Bank credit card account through Guangdong Development Bank debit card account.

second, the third-party repayment method: credit card repayment can be completed through the platform. This repayment method can be completed by using any bank's debit card account, provided that the Guangfa credit card account in the platform needs to be bound, and a certain service fee is required for credit card repayment. Automatic repayment: You can bind personal credit card and debit card accounts of Guangdong Development Bank, and open automatic repayment credit card. On the day of repayment, the banking system automatically deducts fees from the debit card account of Guangdong Development Bank.

1. Guangdong Development Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, and consumption is given priority. After repayment, there is no need to deposit, which can be used for overdraft consumption and withdrawal transactions. The first is the standard card, which is used by the general public and has no specific directivity. Truth Card and Pearl Card are high-end credit cards specially set up to locate women in the new era. These credit cards will get a certain discount when buying some female consumer goods. The owner card is for the owner of a private car. They will enjoy more discounts on gas and car maintenance, and at the same time, Guangfa Bank has issued business cards. This business card can be used in some large consumer places and hotels, and enjoy a certain preferential amount in some hotel services and reservation business. The interest-free period for related interest overdraft consumption can be up to 5 days.

2. If you repay in full before the repayment deadline specified by the bank, you can enjoy the interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, and you can repay in full or choose the minimum repayment amount. Domestic overdraft withdrawal fee: 2.5% of the domestic overdraft withdrawal amount, the minimum 1 yuan RMB (platinum card, no card/world card free) overseas withdrawal fee: 3% of the overseas withdrawal amount, and the minimum 15 yuan/US dollar (no card/world card free) foreign exchange fee: 1.5% cancellation card account management fee: charged monthly for six months from the effective date of cancellation card, and charged monthly for less than one month. The charge standard for each cancelled account is RMB 5 yuan /6 yuan.

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how to repay CGB credit card

CGB credit card can be easily combined with UnionPay inter-bank repayment and our bank repayment for credit card repayment. If necessary, Huawei can enjoy 1 (1.).

1. Guangfa Credit Card is the first domestic standard credit card issued by Guangfa Bank in 1995, and it is also the first profitable credit card. The credit line of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit. The interest-free period for overdraft consumption can be as long as 5 days. You can enjoy the interest-free treatment from the transaction date to the repayment due date as long as you repay in full before the repayment due date stipulated by the bank. The repayment method is flexible, you can pay off in full, or you can choose the minimum repayment amount, enjoy revolving credit and manage your finances more freely.

second, GDB has always adhered to the service concept of "giving you more, seeing further for you", taking customer demand as the guide, and leading the credit card market in China with innovation and market segmentation. By June, 21, the number of cards issued exceeded 1 million, forming a distinctive "wide card issuing model" with the simultaneous development of "quality" and "quantity", and becoming a well-known brand in the credit card field. Guangfa Card has successively won the honor of "Top Ten Most Trustworthy Bank Cards in the World/China", "UnionPay Standard Credit Card Market Development Award" and "Asia-Pacific Best Customer Service Award". In 21, the credit balance of GDB card exceeded RMB 3 billion at the end of the year, and the profit growth rate exceeded 8%. The net profit led the credit card industry, and the new non-performing rate in the whole year was below 1%. The activity rate, average income and average profit of cards were ahead of the peers.

Third, in order to ensure the safety of funds, you can enjoy free SMS reminder for every transaction in 3 yuan, keep abreast of account changes, and feel more at ease with your card. If you need SMS reminder service for all transactions, just call 9558 to open it, and the cost is only 3 yuan every month. Instant messaging will be sent through port 9558 (mobile/telecom users) or 16552288 (Unicom users), and the message content is "The last four xxxxs of your card will spend RMBxxxx at xx on xx, xx, XX, XX, XX, XX, XX, XX, XX, XX, XX, XX, XX, XX. . ",please pay attention. The bank provides customers with credit card security, and customers do not have to bear the loss of credit card theft within 48 hours before reporting the loss, and the amount of protection is as high as the full amount of credit!

4. Set up a 24-hour round-the-clock service hotline 9558 or (86)2-873129 for GDB customers to provide faster and more intimate services. The online services include: introduction of GDB card business, bill inquiry, customer preferential information, opening of GDB card, adjustment of credit limit, online instant loss reporting, data modification, redemption of integral gifts, etc. All kinds of card needs of customers for GDB card can be properly handled just by dialing the phone.

excuse me, how can Guangfa Credit Card app repay the loan?

To repay the loan with the Guangfa Credit Card app, first open the Guangfa Bank app, click the login sign in the upper right corner, enter the mobile phone number and login password, and then click Login. After logging in, click "My Credit Card" at the top left of the interface, then click the credit card inquiry sign, and then click the credit card to choose credit card repayment. According to the unpaid amount and the minimum repayment amount, you can directly click the repayment sign at the bottom of the interface to repay through mobile banking, or through Baidu wallet, Alipay, WeChat wallet and other applications.