This transaction is included in the next bill, but it is not suitable to do it often because the credit card withdrawal fee is relatively high, so as not to owe more.
The following questions are about the handling fee for credit card overdraft withdrawal:
Handling fee: Different banks have different regulations. For example, CCB credit cards charge 0.5% of the cash withdrawal amount, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction;
2. Interest: calculated at the daily interest rate of five ten thousandths.
Extended data:
Credit card withdrawal is different from credit card withdrawal. Cash withdrawal by credit card is one of the inherent functions of credit card itself. Cardholders can withdraw cash from the bank by credit card. Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal.
You need to pay interest for overdraft cash withdrawal, and the interest will be calculated from the day you withdraw cash, while the overpayment cash withdrawal does not require interest, only a part of the handling fee, depending on the bank's regulations. ?
It should be noted that the bank cards under the Visa International Credit Card Organization are marked VISAEECRONINTERLINK PlusvisasCASH, and the credit cards under VisaVisa can be used to overdraw the debit cards under ElecronVisa.
Cannot overdraw. Only the withdrawal card under PlusVisa can be overdrawn. The online transfer card under InterlinkVisa can be cashed. Cards marked "No Overdraft" can be cashed out.
References:
Credit card withdrawal-Baidu Encyclopedia