1. Different functions: Savings card is a kind of financial transaction card issued by banks to provide financial services for depositors, with basic functions such as deposit, withdrawal and consumption. The colorful life card is a comprehensive consumer credit card, which not only has the basic functions of a general credit card, but also can be used for online shopping, cash withdrawal, etc., and provides special benefits and services, so that users can enjoy more benefits and convenience.

2. Different types: savings card is a kind of debit card, which has two types: magnetic stripe and chip. The colorful life card belongs to digital credit card, and there is no physical card, which is mainly used for online consumption.