Platinum credit cards in ICBC credit cards belong to a higher level, and cardholders can enjoy many exclusive benefits and services, but the annual fee of platinum credit cards is generally higher. For example, ICBC's platinum credit card has a maximum amount of 200,000 yuan and an annual fee of 2,000 yuan, and it must be swiped 200,000 yuan every year before it can be reduced or exempted.
The above is the answer to which credit card of ICBC is high. I hope I can help you. There are many types of credit cards in ICBC, and the amount of credit cards is also estimated according to the types and user qualifications. It depends on the detailed data when you apply for the card.
Among ICBC's many credit cards, relatively speaking, ICBC's platinum credit card has a higher quota. At present, the general credit card limit of ICBC is 0-50 thousand yuan; The gold card amount is 15000-50000 yuan; The amount of a platinum card is more than 50,000 yuan. Platinum card not only has a high amount, but also enjoys many rights and interests.
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I. Types of Credit Cards of Industrial and Commercial Bank of China
Credit cards are usually divided into different categories according to different brands, different objects and different grades. Let's take a concrete look at the types of credit cards of ICBC.
1. ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand;
2. According to the credit rating of ICBC credit cards, they are divided into platinum cards, gold cards and ordinary cards;
3. According to the issuing object of ICBC credit card, it is divided into business card and personal card, in which personal card is divided into main card and auxiliary card.
4. According to the currency of ICBC credit card account, it can be divided into RMB card, dual-currency card and multi-currency card.
Two. Icbc credit card limit
The credit limit of any credit card is that the bank scores the applicant's application conditions, application materials and credit records, and gives the applicant a certain amount according to the corresponding score. Generally speaking, the ordinary card amount is 3000~ 10000, the gold card amount is 10000~50000, and the platinum card amount is more than 50000. How much you can get in the application depends on your comprehensive strength.
What are the advantages of ICBC credit card?
Advantages: 1: All local banks of ICBC credit cards are free of handling fees;
Advantage 2: ICBC has many outlets, and the card types meet the needs of all kinds of people;
Advantage 3: There are three options for consumer passwords: no password is required for all transactions; All transactions require a password; A password is required for transactions exceeding the limit.
Advantage 4: All ICBC credit cards are charged on a natural monthly basis, which is easy to remember.
Advantage 5: ICBC has a variety of credit cards, including quasi-credit cards, RMB credit cards and dual-currency credit cards (USD, EUR, HKD); VISA, MASTER, AE and UnionPay standard cards are available.