I can't go beyond the time limit. The credit card has not reached the repayment time and is not affected. According to the inquiry of relevant public information, it is known that the consequences of overdue payment of credit cards are:

1. High interest and late payment fees will be generated;

2. Credit cards overdue for more than 2 months will be frozen, depending on the bank regulations. Generally, they can only be deposited but cannot be withdrawn.

3. Bad credit records will have a negative impact on applying for credit cards or loans again in the future, and the credit limit of existing cards will also be reduced;

4. If the cardholder insists on not paying the loan, the bank will sue. If it constitutes malicious default, the bank will investigate the criminal responsibility of the cardholder on the charge of "suspected credit fraud", and will go to jail in serious cases.