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What is the overdue fee for ICBC credit card?

ICBC credit card overdue fees are based on the number of days the credit card is overdue and the amount owed. According to the regulations of ICBC credit cards, overdue credit card fees mainly include overdue interest and late payment fees. The following are detailed instructions:

1. Overdue interest: When the cardholder fails to pay off the credit card balance on time, overdue interest will begin to accrue. Overdue interest will be calculated according to a certain daily interest rate, and the specific interest rate is determined according to the specific policies of ICBC credit cards. Generally speaking, overdue interest will increase day by day based on the number of overdue days, and the amount owed will also affect the calculation of interest.

2. Late payment fees: In addition to overdue interest, cardholders also need to pay late payment fees. Late payment fees are calculated based on the amount owed, and the specific amount will be determined according to the ICBC credit card policy. Under normal circumstances, late payment fees are calculated based on a certain proportion of the amount owed, such as a few thousandths of the amount owed.

To sum up, the overdue fees for ICBC credit cards include overdue interest and late payment fees. The specific amount depends on the number of overdue days and the amount owed. Overdue interest is calculated based on a certain daily interest rate, and late payment fees are calculated based on a certain proportion of the amount owed.

Supplementary information:

In addition to overdue fees, overdue ICBC credit cards may also incur other fees, such as collection fees and attorney fees. The exact amount of these fees will also depend on the past due status and amount owed. Therefore, when using a credit card, you should try your best to repay on time to avoid overdue charges.

In addition, specific information about overdue fees can be inquired through ICBC’s official website or by calling ICBC’s customer service hotline. The information provided on ICBC's official website and customer service phone number is the most authoritative and accurate to ensure that you get the latest policy regulations and related fee information.

The above are the answers to the overdue fees for ICBC credit cards. The overdue fees include overdue interest and late fees. The specific amount depends on the number of overdue days and the amount owed. Cardholders should keep abreast of ICBC credit card policies and repay on time to avoid additional fees.