credit card entry is not considered as passing, and it has to go through the procedures of entry, review, summary, sending, business card printing, packaging, mailing, sorting and signing. If it passes, the bank will send a message to inform you, and pay attention to checking the short message.

after applying for credit card entry, it will enter the review stage:

1. Preliminary review

1. Electronic review

After applying for credit card entry, the electronic system will first evaluate the completeness of the information in the application form, and then, depending on the personal information on the application form, it will determine whether the applicant meets the hard requirements such as age and income, and will automatically check the credit status of the applicant in the personal credit information system as a reference. After passing the preliminary electronic screening, the form will enter the manual review stage.

2. Manual review

First, the staff will reconfirm whether there are any missing items in the application form, whether the signature meets the requirements, whether the ID card is clear, etc., and then review the submission channels of the application form to determine the authenticity of the application form information.

II. Further review

The bank will analyze the historical data of the applicants according to the principles of mathematical statistics and manual experience, and comprehensively evaluate and rank the applicants. Decide whether or not to grant the applicant a card and how much to give.

If there is ambiguity between approval and disapproval in the system, it will return to manual approval again, and the most experienced approver in the bank will decide the final result.

What does it mean to apply for credit card entry? In short, it means that the bank staff will enter your information into the system, then evaluate and review the information, and finally decide whether to issue a card and the amount of card issuance.