What does the number of years of residence on the credit card application form refer to?
The number of years of residence on the credit card application form refers to the total number of years of residence here (filled in the residential address). The average age of a house is 50 years. A few tips for successfully applying for a high-limit credit card:
1. Annual income: This is an important criterion, and banks cannot directly inquire annual income except for an income certificate. When issuing a salary certificate, you can ask the supervisor to increase the salary appropriately, but of course not too high.
2. Position: Your position in the company directly affects the successful application for a credit card. It is easier for managers to apply than for ordinary employees.
3. Housing: It is easier to successfully apply if you own a house than living with your parents, or renting a house and a dormitory in the workplace. If you have real estate under your name, you must upload relevant certificates.
Extended information:
According to different repayment methods, credit cards can be divided into credit cards and quasi-credit cards
1. Credit cards. When the card-issuing bank provides bank credit, it is first used as an overdraft, and then repaid or paid in installments. Most of these cards are used internationally. That is to say, the way that cardholders are allowed to pay off their credit card accounts without deposits is "spend first, deposit later". Most of these cards are used internationally.
2. Quasi-credit card. It is a credit card issued by a bank that allows you to deposit money first and spend later. When applying for a credit card, cardholders need to deposit a certain amount of money in the card-issuing bank for backup. Cardholders need to use the deposit balance as a basis when using the card. Overdrafts are generally not allowed.
Reference materials: Baidu Encyclopedia - Credit Card
What to fill in the bank card application form
The following content needs to be filled in the bank card application form (the head of the household must bring his ID card):
1. Card processing type;
2. Personal information: including name, gender, age, ID number, etc.
3 Address information: postal code, home address;
4. Contact information: mobile phone, landline, etc.
5. Signature confirmation
6. You need to fill in the agreement and application form. This bank is usually fixed. However, the agreement only needs to be signed. The application form requires your name, ID number, phone number and contact address, and of course a personal signature.
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Bank card application conditions:
1 Deposit card: To apply for a savings card, the applicant must be over 16 years old and only needs to prepare a personal ID card. Yes; if you are between 10 and 16 years old, you will need to be accompanied by your legal guardian to apply for a card. If you apply for a bank card in another place, you also need to provide a local work certificate or residence certificate.
2 Credit card: Applicants are required to be over 18 years old and have full capacity for civil conduct; have a stable and legal source of income and the ability to repay on time; have a good credit report and no bad credit record.
The above are some conditions that need to be met to apply for a bank card. I hope it helps. It should be reminded that after successfully applying for a bank credit card, you must use the credit card in strict accordance with bank regulations. If used illegally, it is likely to have an adverse impact on personal credit and even lead to the deactivation of the credit card.
Warm reminder:
1. You must bring your ID card to the business outlet for processing.
2. You don’t need to pay extra fees for online banking. After applying for a bank card, you only need to tell the counter staff to activate online banking.
3. When you go to the bank to handle business, some services are free, while others require a certain fee. So when you go to the bank, be sure to prepare some change.
4. Some banks have launched advance reservation services for some businesses. We must learn to take advantage of this opportunity to make an appointment in advance. This reduces queuing time.
How to print the application form for a CCB credit card applied online?
How to print the application form for a CCB credit card applied online?
You can log in to the CCB credit card website (:creditcard.b./) to apply directly online;
Some products require an online application form (:creditcard.b./download.) to be filled out. Then submit it to any CCB business outlet, or go to any CCB business outlet to obtain and fill out the application form and submit it.
Can I apply for an additional card online with China Construction Bank Credit Card?
Applying for an additional card with China Construction Bank Credit Card does not support online processing.
Application method:
1. Download the application form online or go to the branch to collect the application form: fill in the main card and supplementary card fields, and sign in the signature columns of the main card and supplementary card , and a photocopy of the ID card of the person attaching the card must be attached;
2. Submit the application form and related materials to the branch for processing.
What is the limit of the CCB credit card applied for online?
CCB will make a comprehensive judgment based on the credit status of each applicant and will consider your original CCB credit card consumption and repayment situation (if If yes), we will also refer to your tax payment, provident fund, social security, etc., and then combine it with your personal information to finally determine whether you meet the conditions for applying for this card and the maximum approved amount that can be given to you.
Of course, if you keep a good card usage record after receiving the card, there will be opportunities for improvement. < /p>
Usually apply for a card online. After the pre-approval is passed, you will be sent an interview SMS. Within 30 days after receiving the SMS, bring your ID card and the application code in the SMS to the billing address filled in when applying online. Just go to any CCB branch in the city for an interview. Generally, the card will be issued unless there are special circumstances. (The "pre-approval passed, application form to be submitted" displayed on the poster's website means that the interview has not been completed)
After the official approval is passed, it will take 3 working days to prepare the card, and then submit it to the post office by registered mail. By mail, you will be notified by text message after it is sent, and you can receive it in about 10 days.
If the poster has any other questions, you can ask.
It is best to apply for a credit card in person at the bank counter. Because of the online application, if the information provided is incomplete, the situation you mentioned will occur.
It is recommended that you go to your local CCB Forestry Department to inquire or reapply for a credit card.
If the annual salary in the CCB credit card interview application form and the online application are inconsistent, can I apply for the card?
If the amount filled in is not much different, there is no problem. If the difference is huge, it is a bit unreliable.
If it is pre-approved by the bank, there is usually no problem with the interview and the card can be issued.
Is it faster to apply for a CCB credit card online or at a bank branch?
Applying online will be faster.
If you apply at an outlet and submit materials, the quota will be more favorable.
How to apply for a CCB credit card on mobile phone
To apply for a credit card, you need to be at least 18 years old, and you can apply for a credit card if you have a stable income or other financial proof.
Credit card application conditions:
The minimum application age specified by the bank is 18 years old, and the maximum application age is 60 years old;
My second-generation ID card is required;< /p>
Proof of employment and income stamped with the company’s financial seal;
No bad credit record;
Other proof of financial resources, such as real estate, cars, stocks, bonds wait.
Materials required to apply for a credit card:
Applicant’s ID card;
Credit card application form from the bank;
Employment certificate and Proof of income stamped with the financial seal of the unit;
Individuals and private entrepreneurs need individual business licenses and tax bills for the past three months;
Other financial resources proof: income tax withholding certificate; self-owned A photocopy of the real estate certificate; a photocopy of the driving license of your own car.
Credit card application process:
Fill in the application form;
Send personal information to the bank, and photocopies of the information;
Send to the bank To the credit card center;
The credit card center will audit, print and issue the card;
After I get the card, I will open the card and wait for the password letter.
I applied for a CCB credit card online and the system prompted me to print the application form. Where can I print it?
Go to the China Construction Bank website and click on credit card. There is an application form in the application area. However, it is recommended to go to the branch to get the form. There may also be a credit certificate that needs to be filled in, which must be stamped by the company
How to fill in the phone number format when applying for a CCB credit card online?
The mobile phone number is the normal 11-digit number.
For a fixed telephone number, in addition to filling in the number, the area code is also required, such as 010-55667788.
When filling out the application form online, you must fill in the information completely, especially the mobile phone number, landline number, etc., otherwise the follow-up operations will not be possible.
How to fill out the credit card application form?
Home address
Applicants who have already purchased a house can directly fill in the address of the property under their name and attach a copy of the real estate certificate when submitting the information. Card applicants who do not have personal housing, such as those who rent a house, can fill in the home address of their hometown. If they stay for a long time, the bank will think that the address of the card applicant is very stable. For people like Beidiao, if you have local friends with good connections, you can fill in the friend's address if the friend allows it, and the check-in time can be Beidiao time, which can also show the residence stability of the applicant.
Marital status
Whether married or single, generally speaking, you can fill it in truthfully. But for older young people aged 28 or 29, you still need to think carefully when applying for a card. If you fill in the form of unmarried, the bank will consider that the status of the card applicant may not be very stable.
Residential phone number
Fill it in based on your home address, preferably a landline. Make sure your parents or friends’ parents (you need to say hello in advance) can receive it. Older people always give people a more secure feeling, and banks like that.
Workplace landline phone number
Not filling this in is the culprit that causes many card applicants to fail to apply for a card. The bank often chooses to call this number during return visits to confirm the card applicant's job stability, which is directly related to the card applicant's source of income.
Annual salary
It is directly related to the repayment ability. Many card applicants fill in the annual salary that is either too high or too low when applying for the card. In fact, the annual salary is directly related to the income certificate of the card applicant. , should be filled in according to the actual situation, but if the unit can issue an income certificate, it can also be increased appropriately to make the bank more assured. Be careful not to make anything up when filling in your annual salary. Firstly, the bank will have a relative reference value through social security, industry, position and other information. Secondly, once the bank discovers that the card applicant has forged information, the card application will basically not be successful. .
Contact person
You can choose to fill in the contact person: family members with stable addresses, friends with stable jobs and high incomes, colleagues in the same company, etc. In short, it can make the bank feel more at ease. Stable group. It is not recommended to fill in friends who do not have a fixed job or whose income/residence is unstable.
Credit cards from other banks
Among the mainstream banks, only five major banks, Bank of China, Bank of Communications, China Guangfa Bank, Ping An Bank and Shanghai Pudong Development Bank, support card application. For cards from several banks, you can apply at the counter with a credit card from another bank that has been used for at least 3 months (different banks, such as Shanghai Pudong Development Bank regulations: you can apply at the counter if you have held a credit card from another bank for more than 1 year). If the card is recorded Good, no overdue, and the card can be issued more quickly.
How to download the Agricultural Bank of China credit card application form online
1. Search the official website of Agricultural Bank of China on Baidu.
2. Enter the official website of Agricultural Bank of China.
3. When on the home page, hover the mouse over the personal service bar.
4. Click on credit card.
5. Scroll down the page to find credit card tips.
6. Click on the application form below.
7. Click on the credit card application form to download.
Extended information:
How to apply for an Agricultural Bank of China credit card:
1. Counter: Provide relevant materials to apply at an Agricultural Bank of China branch.
2. Log in to the Agricultural Bank of China’s mobile banking APP to apply.
3. Follow the "Agricultural Bank of China Credit Card" WeChat official account to apply.
4. Log in to the official website of Agricultural Bank of China to apply.
5. Log in to the Agricultural Bank of China personal online banking to apply.
Warm reminder: After the initial review of the online credit card application, you need to go to our branch to complete the interview. Providing relevant personal credit materials during the interview will help increase the approval limit.
How to fill in the Bank of China Credit Card Personal Application Form
You need to fill in your personal information truthfully according to the items listed in the application form.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
That’s it for the introduction of the credit card application form.