2. For overdrawn bank cards, the bank will set the overdraft limit according to the actual repayment ability. If the overdraft exceeds the share, the bank will immediately freeze the card.
3. Debit cards mistakenly transfer the extra money to depositors' accounts during bank transactions, and banks may freeze the extra money.
4. It is normal for debit cards to be frozen due to handling cases, which is one of the reasons why debit cards are frozen.
Generally speaking, the above is the reason why the construction bank card was frozen. In addition, if the cardholder of CCB has problems entering the password, after three unsuccessful entries. The banking system will automatically lock the bank card password and automatically release it after 24 hours. If the bank card fails to apply for a new card upon expiration, the bank will freeze the expired bank card of the cardholder. These cases of freezing bank cards are all things that cardholders need to pay attention to.
The frozen amount refers to the amount that cannot be used temporarily. On different occasions and in different environments, the specific connotation is different. For example, in stock trading, the frozen amount refers to the funds frozen when buying securities (stocks, funds, warrants, etc.). ) commission. If the entrustment is revoked, it will be unfrozen immediately and restored to the available amount. If the entrustment is not revoked that day, it will be automatically unfrozen and the available amount will be restored the next day.
Article 242nd of the Civil Procedure Law of People's Republic of China (PRC) stipulates that if the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution from the relevant units.
The frozen balance cannot be withdrawn until it is thawed, otherwise it cannot be withdrawn. If the funds have been frozen, you should call customer service as soon as possible to understand the reason for freezing and apply to customer service for unfreezing. After thawing, you can withdraw the balance.