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Can plastic surgery hospitals accept credit cards?

Can a plastic surgery hospital use a credit card?

Whether a hospital can use a credit card mainly depends on whether the POS machine provided by the hospital supports credit card payment. Banks often do not impose restrictions on the types of credit card merchants. , especially for places like hospitals with relatively large cash flow, so as long as the hospital’s POS machine is marked with the UnionPay logo, you can swipe your credit card.

In addition, at the hospital registration and payment window, because the transaction amount is relatively small, you can only pay in cash and not by credit card. Of course, credit cards cannot be used.

Once a credit card is repaid overdue or is not repaid in full, the bank will charge interest. In this case, credit card interest is calculated from the date the consumption is recorded. Interest is charged at 0.05% every day, and compound interest is calculated monthly. In other words, if the interest this month is not paid off, the interest will also accrue next month. Interest.

Extended information

CreditCard, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on the Provisions on Credit Cards of the People's Republic of China and the Criminal Law of the People's Republic of China") refer to credit cards issued by commercial banks or other financial institutions. An electronic payment card with full or partial functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.[1-2]. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard[3].

A credit card is generally a special carrier plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there is a chip on the back. Magnetic strip, signature strip. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.

There is no need to pay cash when making purchases with a credit card. Repayment will be made on the billing date (BillingDate). [4]

Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card A credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the card can be overdrawn within the prescribed credit limit. The so-called credit card generally refers to a credit card only.

Reference materials Baidu Encyclopedia Credit Card

How to pay for plastic surgery in installments? Shenzhen My Lai is the first choice

Use a credit card to pay in installments.

If you use a credit card for plastic surgery in installments, you can pay with the card first, and then apply for installment payment with the bank. For details, please consult the bank where the bank card used for consumption is located.

Methods for bank installment payment:

Call the bank’s credit card service hotline. Users only need to call the credit card center and receive voice prompts on the phone, or call manual service to activate the installment payment business. You can choose an installment plan of 3, 6, 12 or longer terms.

Can I get a loan for plastic surgery if my credit card is overdue?

Hello, I am happy to answer this question for you. You cannot get a loan for plastic surgery if your credit card is overdue, because generally speaking, due to risk control From this perspective, banks refuse to accept loan applications for plastic surgery. The reason is that plastic surgery is risky, and no plastic surgery institution can guarantee that there will be no accidents. Once the surgery fails, loan repayment will become a problem.

That’s it for the introduction to plastic surgery credit cards.