When applying for increasing the permanent credit line, CCB will review the past credit records and card usage, and upgrade the permanent credit line for customers who meet CCB's credit line adjustment policy.
Banks can actively increase your credit limit or credit card level according to their good credit records. If you don't want to raise the price, please ask the bank to resume within 10 days, otherwise it will be regarded as acceptance. Whether you accept it or not, you have the responsibility to pay off the arrears that have already occurred.
Extended data:
Precautions for the use of CCB credit cards:
1, use it more when you can use a credit card, because there is an interest-free period for consumption, that is, if you spend more than three times a year, you can avoid the annual fee.
2. Try not to withdraw cash: not only do you have to charge a handling fee, but there is no interest-free period, and the daily interest rate is five ten thousandths, which is not cost-effective.
If the funds are tight, you can use the minimum repayment amount. Although the interest rate is very low, it will not affect the credit history. But it is better to pay it off as soon as possible if conditions permit.
Try to change the repayment date to 3-5 days after the payday, so as to avoid financial difficulties to some extent. Try not to change the repayment date frequently.
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