Can I deposit my credit card for a while?
Credit cards can't be fixed deposit, because credit cards are mainly used for overdraft consumption. You can also deposit money on a credit card, but there is a handling fee for withdrawing money. There is no interest on depositing money on a credit card, which is different from bank deposits.
If you want to make money by saving time deposit interest, you can apply for bank card deposit. Just bring your ID card to the bank counter to fill in the relevant information, and you can apply for a bank card. Then you can tell the bank teller that you can deposit a sum of money for several years, and you will have interest money at maturity.
Credit cards can generally be divided into credit cards and quasi-credit cards, in which credit cards refer to credit cards with a certain credit limit, which can be consumed first and then repaid. Quasi-credit card refers to a quasi-credit card that deposits a certain amount of idle money according to regulations, and can be overdrawn within the prescribed credit limit when the balance of idle money account is insufficient to pay.
Can I manage my money with a credit card?
Credit cards can't manage money. Credit card is mainly for the convenience of people's daily life, so it is more convenient without cash, and then it can overdraw consumption and relieve economic pressure. When they are short of money, they don't need to borrow money from their family and friends. They can overdraw by credit card directly, but they must remember to pay it back in time, otherwise interest money will be deducted.
If you want to manage money, there are actually many ways to manage money. For example, you can consider downloading a bank APP to manage your finances. At present, almost every bank has its own APP. First look at what bank card you have, then download the APP of this bank, and then bind the bank card to log in and you can manage your finances.
If you don't want to use a bank card to manage your finances, you can also use Alipay or WeChat to manage your finances. Although it is a third-party platform, there are many wealth management products in it. You can manage your finances according to your own needs. For example, if you can't take big risks, you can give priority to money funds and pure debt funds. If you want to pursue relatively high returns, you can give priority to stock funds and index funds.