The only way for users to avoid annual fees is to redeem them with credit card points. In general, the annual fee for the Platinum Credit Card of China Everbright Bank is 1 168 yuan/card/year. According to the regulations of China Everbright Bank, the cardholder can use 654.38+ 10,000 points to deduct the annual fee of 688 yuan in the first year, and the cardholder pays the annual fee by himself, 500 yuan; 200,000 points can be deducted from the full annual fee of the following year.
Everbright Sunshine Business Travel Platinum Card has the function of 1 and three basic functions: credit consumption, cash advance and transfer settlement. 2, the real credit card: first consumption, then repayment.
Cash withdrawal from peers in different places: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan. Off-site and inter-bank cash withdrawal: 1% of the transaction amount, with the lowest charge of 3 yuan and overseas UnionPay cash withdrawal: 1% of the transaction amount, with the lowest charge of 15 yuan.
Overseas non-UnionPay cash withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of $3 and a maximum charge of $30; Overseas emergency cash withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of $3; Get back the overpayment of local counterparts: 1% of the transaction amount, with a minimum charge of $3. The lowest charge is 3 yuan, and the highest charge is $30.
Recovery of local inter-bank overpayment: 65438+ 0% of the transaction amount, with a minimum charge of $3, a minimum charge of 3 yuan and a maximum charge of $30.