The reasons why a credit card cannot be withdrawn after checking the money in the bank are generally:

1. The credit card information cannot be read: the currently widely popular credit cards are still magnetic stripe cards and chip cards. When it comes to the issue of magnetic stripe and chip failure, generally the credit card has been used for too long and has been scratched or damaged, etc., which may cause the magnetic stripe and chip to fail. The invalid credit card information cannot be read and the credit card will be abnormal. In this case, the cardholder only needs to You can request a card replacement from the card-issuing bank. Generally, replacing a credit card requires a certain fee.

2. Credit card payment is restricted: There are many reasons why credit card payment is restricted: including the credit card payment amount exceeding the limit for a single transaction, day, month, insufficient credit card limit, credit card being frozen, etc. In this case, The card can only be swiped after solving the influencing factors based on specific reasons.

3. Abnormal credit card transactions: The bank will monitor and identify credit card swiping, payment and other behaviors. Once the transaction is abnormal, the credit card will be frozen. Abnormal credit card transactions may be caused by fraud, such as large-scale fraud in other places in a short period of time. The transaction may be judged as fraudulent by the bank.

The credit card may be frozen and you need to call the bank customer service to ask, or it may be restricted from high-value purchases.