Not everyone can apply for a credit card. The first requirement of many banks is that they are citizens of China, with legal age of 18, and have certain financial resources in Chinese mainland, so they can apply for a credit card from the issuing bank. That's a credit card. Can everyone do it?

Introduction to credit card application

After applying for a credit card, the issuing bank shall check the applicant's credit status after receiving the application form and related materials submitted by the applicant. The contents of the audit mainly include whether the information in the application form is true, the credit level of the applicant needs to be evaluated, and the relevant information of the loan guarantor needs to be verified. According to the application materials, the bank will investigate the basic situation and economic situation of the applicant in all aspects to decide whether to issue a credit card to the applicant. The factors considered are the applicant's previous personal credit record, the applicant's existing property, occupation, etc. The specifications of each issuing bank are different, so the same materials may have different credit lines in different banks. This article is mainly about whether everyone can apply for a credit card. The content is for reference only.