The possibility of bank failure is still very small. So far, I have rarely heard of any bank failures, but in order to prevent them, I would like to give some advice to depositors with more deposits.

First of all, in order to reduce losses, try to separate large deposits, that is, don't have banks. If banks are at risk, they will lose all.

Secondly, long-term time deposits are still relatively few, and you can choose short-term deposits or current accounts. If you feel less interested, many financial platforms can now choose some reliable platforms for investment.

For credit card users, it may be that even if the bank goes bankrupt, these people will not let go easily. Applying for a credit card is also a variant of a loan. Loans issued by banks will not be easily changed, that is to say, even if your credit card is in arrears, you may still have the obligation to repay it, and you will not have to pay it back because the bank goes bankrupt.

But if the bank really goes bankrupt, and the money in the savings card can't be taken out and can't be compensated, then I believe that my friends with credit cards will not pay it back. If you happen to have a credit card, no savings card and a lot of debts in the closed bank, then you can have fun.