The first trial was conducted by the branch, and the second review was conducted by the head office. Telephone credit inquiry is one of the credit card review processes, which does not mean that 100% passed or 100% failed.

After receiving the call, the audit results will be given in about 3 working days. After 10 every day, you can go to the right side of official website homepage of China Merchants Bank Credit Card and click "Application Progress Query" to check the audit results. You can also call the Credit Card Center of China Merchants Bank to check the results by voice. It should be noted that it is enough to query 1 times a day. Whether the card is approved or not, the result will be displayed the next day after the card is updated.