If you are not in a hurry to spend money, it is good to close the temporary quota in time.

What does the temporary limit of Bank of Shanghai credit card mean: This means that the credit card limit has been temporarily adjusted.

When the fixed amount of your credit card cannot meet your consumption needs, you can apply for a temporary withdrawal from the Bank of Shanghai Credit Card, which will take effect immediately upon approval. You can call to apply, or you can call the Bank of Shanghai credit card service hotline 95594, verify the status through the card number or ID number, and manually apply to adjust the credit card amount.

1. Notes on temporary withdrawals:

1. All temporary withdrawals on credit cards have a validity period. The temporary credit card limit of Bank of Shanghai is valid for 1 month. If the period is exceeded, the card will automatically revert to the original limit.

2. During the repayment period, after temporary withdrawal, the portion exceeding the fixed amount cannot enjoy the minimum repayment treatment. For example, Xiao Zhang's fixed amount is 10,000 yuan, temporary withdrawal is 15,000 yuan, and consumption is 12,000 yuan. When repaying next month, the minimum repayment amount is not: 10000x10 2000=3000 yuan.

3. We should also be aware that consumption after applying for temporary withdrawal cannot process bill installments. When you apply, you must ask clearly and pay attention to the repayment.

When we have a credit card, half of what we worry about is the amount of the credit card. When our consumption is relatively high, we are happier and enjoy our consumption more. If our amount is relatively small, we can apply to the bank, and the bank will adjust the credit card limit for us based on our economic level and our own financial ability. In addition, when the credit card limit is sufficient, but for some special dates, we can apply to the bank to temporarily increase the credit card limit.

Banks generally agree. After agreeing, we can consume and purchase the products or items we want to purchase within the validity period.

2. Credit card limit increase methods:

1. Use your credit card frequently and win by the number of card swipes. In daily life, credit cards are used wherever they can be swiped for consumption. Frequent use will definitely help cardholders increase their credit limit as soon as possible.

2. Guarantee the amount of credit card consumption every month. It is best to generate consumption records with a total credit card limit of more than 30 yuan every month. If you persist for more than half a year, the bank system will easily recognize the cardholder's spending power and actively invite the cardholder to increase the credit limit of the credit card.

3. Make sure that credit card payments can be repaid in full and on time. This is very important for credit card holders who want to increase their limit. If you cannot repay in full and on time, resulting in a bad credit card repayment record, it will not only affect the cardholder's personal credit report, but also greatly extend the time it takes for the credit card to increase its credit limit.

4. Enrich the consumption types of credit cards. Different consumption types will reflect the different consumption concepts and spending abilities of cardholders, which will also affect the progress of credit card limit increases to a certain extent. Within the scope of your ability, increase the opportunities for large-scale purchases on credit cards, thereby promoting the increase of credit card limits as soon as possible.