Credit card is an unsecured and unsecured credit product, so banks must undergo strict review before issuing a credit card. However, some people will ask why I can’t apply for a credit card even if I apply for social security?

1. Not meeting the card issuance conditions

Many users do not read the application conditions carefully when applying for a credit card. Many credit cards have application conditions, such as student cards, female student cards, membership cards, or age restrictions. These problems will directly lead to rejection of the application.

2. Lack of application information

When applying, card applicants must pay attention to the authenticity and completeness of application materials, which is an important basis for banks to issue cards. This information is especially important when applying for a credit card for the first time.

3. Bad credit record

After receiving a credit card application, the bank will check the applicant's credit record through the credit reporting platform. You are more likely to be approved if you have a good credit history.

4. Bank ratings that do not meet the standards

Use the bank's scoring system to automatically score users. If the score is higher than the score set by the bank, the card will be approved, and if the score is not reached, the card will be rejected. "Card issuance is refused because the comprehensive score is not high enough" notifies the user, which refers to this score.