Of course. If the credit card is frozen and the credit card is not paid off, the bank will still ask the cardholder to pay off the debt. However, if the cardholder fails to repay in full or chooses the minimum repayment amount on the repayment date, he will no longer enjoy interest-free repayment and various collection methods.

Extended data:

Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Full repayment means that the cardholder repays all the payables before the due repayment date (inclusive) and can enjoy the interest-free repayment period of a certain period stipulated by the issuing bank. Generally, the credit card bill will inform the bill of the total repayment amount (total repayment amount) of the current bill by mail or paper bill the day after the bill is issued.

Full repayment amount = 65438+ 000% of the consumption amount within the limit+cash advance transaction amount. The "full repayment amount" shall be paid in full before the due repayment date, and no interest shall be charged. Will not affect personal credit. Cash advance does not enjoy the minimum repayment amount.

After credit card consumption, you will receive an electronic bill or a paper bill from the bank on the account date. There are two quantities, which we should write down. One is the amount payable in this period, and the other is the minimum repayment amount.

Once you spend your credit card and exceed your repayment range, you can choose the minimum repayment amount, and your personal credit will not be affected. But that means you can't enjoy interest-free any more.