What is the standard ic gold card of CCB Credit Card Center?
It is the standard single-currency ic credit card gold card. This is a standard credit card of CCB, but there is also an ic chip. In the future, in addition to using the magnetic stripe, this card also has the function of an electronic cash wallet. The amount in the e-wallet can be paid by card in the merchants who support "upcash" or directly by card in the merchants who support "quick
pass Flash Payment". Now many merchants have this kind of pos machine, so you can pay attention to it before spending, and if you have it, you can just pay with your e-wallet, which is very convenient. Now ic card is the main card of each bank, and the security of ic chip is higher.
what card is the standard IC gold of CCB?
is a gold card of UnionPay standard ic credit card. Standard credit cards are usually applied for more, and it is safer to bring ic chips. The annual fee of this card is 16 yuan/year. As long as you spend money by credit card or withdraw cash for 3 times every year, you can avoid the annual fee of that year. And this consumption is not limited to your amount and place, it is easy to do, and online consumption is also counted. Then it is no different from other cards in terms of function. If you don't know much about credit cards, you can log on to the credit card website of CCB, click on the "User Guide" in the upper right corner, and then download it to learn more about the card usage.
how much is the quota of Hunan Construction Bank's hot purchase of IC gold credit card Sanxiang version, and the identity will be provided when processing
How much is the quota of Hunan Construction Bank's hot purchase of IC gold credit card Sanxiang version, and the identity will be provided when processing
1. Then the amount is between 1, and 5,. The maximum is not more than fifty thousand. 2. If the application is not passed, it will be reduced to a Puka. Then the amount is generally between 3, and 8,.
The credit card limit of Sanxiang Gold Card of China Construction Bank
Generally, ordinary card or gold card, the approval limit ranges from RMB 1, to RMB 5,. After receiving the customer's application, the bank will make a comprehensive score according to the information provided by each person. You can submit the financial proof in your name and apply at the local CCB outlet, for example, if you have a large deposit in CCB, you can also provide it. The more materials you have, you can audit the new card.
China Construction Bank has a credit card deposit of 17, yuan, and the amount of platinum credit card is uncertain. Counter processing procedures:
1. Go to the bank outlet where the credit card is processed, or find the staff of the credit card center of the local bank to fill out the credit card application form. The contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant;
2. Submit certain photocopies of certificates and certificates to the issuing bank;
3. After the contents of the application form are truthfully filled in, relevant credit certificates should be submitted at the same time as the completed application form;
4. The application forms are accompanied by a credit card use contract, and the applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit a declaration of the authenticity of the information, the issuing bank's privacy protection policy, etc., and must have his own signature;
5. the credit card processing process is basically completed, and it is waiting for the credit card to be issued.
how much is the credit card limit of CCB Longka ic Platinum? How to increase the credit limit
My friend's platinum credit card is 1, yuan. If you want to increase the credit amount, you should use the card to swipe a large amount and the credit is good, and the credit limit will increase quickly.
The approval limit of CCB's standard platinum IC credit card is generally less than 2, yuan. There are ways to increase the credit limit of CCB. 1. The frequency of swiping the card is high.
In daily life, you'd better get into the habit of swiping the card whenever you can. On the one hand, you can enjoy an
2. The amount of consumption is high
Irregular large-scale consumption can be repaid normally afterwards. This part of cardholders is usually defined as high-quality customers by the bank. After judging whether the cardholder has a large amount of demand, the credit limit will be increased as appropriate.
3. Continuous and stable consumption takes a long time
Generally, for credit cards that have been held by cardholders for more than one year and have transactions every month, banks will take the initiative to withdraw the amount for these customers. If customers take the initiative to apply for permanent withdrawal, the chances of bank approval are relatively high.
4. Cardholders who withdraw cash frequently and often do credit card installment
For banks, the risk coefficient is very high, but at the same time, the cardholders who withdraw cash also have the highest contribution to the bank; The risk of staging users is relatively low, but the contribution is not low. Therefore, for credit cards that mainly rely on interest and intermediary business as income-generating means, cash withdrawal and installment users are the favorite of banks, and the relative success rate will be high when applying for credit line withdrawal.
the amount of credit depends on the card type, and the amount of credit obtained by different people is different. There are many factors to refer to when approving the credit. For example: the applicant's age, education, household registration, work, social security payment records, marital status, housing situation, personal credit records, personal assets (time deposit certificates, wealth management products, etc.), etc. Stable working income and good credit are the more important factors. The actual limit will not be known until the card audit is passed.
At present, the permanent quota of CCB is raised by the bank on its own initiative. It is necessary to ensure good credit, more credit cards at ordinary times and sufficient repayment ability. On this basis, if your personal income assets are improved, the bank may take the initiative to raise the quota for you. Occasionally, if it is not enough, you can apply for temporary quota adjustment, and you can apply for temporary quota through SMS, online banking and customer service hotline. If you call the customer service hotline to apply, enter your telephone banking password after dialing, and then select "Quota Inquiry and Adjustment" to apply for temporary quota increase through voice service.
what is the withdrawal amount and credit card amount of Sanxiang IC hot purchase credit card of Hunan Construction Bank respectively?
cash withdrawal can take up to 5% of the credit limit, and the other 5% can be spent by credit card; If you don't withdraw cash, you can spend all the money by credit card.
Extended answer:
Hunan Hot Purchase Card Sanxiang Edition is a cross-business circle, comprehensive and platform credit card product launched by Hunan Branch of China Construction Bank.
by integrating the resources of CCB's high-quality members and preferential merchants, we can load a variety of industry application functions to meet customers' all-round living and consumption needs, and realize "multi-use of one card" and "burden reduction" of wallets.
there will be handling fee and interest for overdraft cash withdrawal. The handling fee for domestic cash withdrawal is .5% of the cash withdrawal amount, ranging from 2 yuan to 5 yuan RMB. Interest shall be calculated at the rate of five ten thousandths of the daily interest from the date of cash withdrawal, and compound interest shall be calculated on a monthly basis.
cash installment:
refers to the business that the cardholder applies to CCB to withdraw a small amount of money with his credit card and repays it in several installments. After approval, CCB will transfer the funds to the cardholder's collection account, and the cardholder will repay it monthly within the agreed time limit and pay a certain handling fee.
Cash installment application amount:
The maximum amount shall not exceed the available credit limit of the cardholder and the accumulated amount shall not exceed RMB 5,. If the credit line is 1, yuan, you can apply for a cash installment of 1, yuan at most if it is not used.
when handling the standard IC gold card of China Construction Bank, the credit limit will be 3, yuan
1. The credit limit of the general card of China Construction Bank is generally between 3, yuan and 1, yuan,
2. The credit limit of the gold card of China Construction Bank is between 1, yuan and 5, yuan.
3. The credit line of the platinum card of China Construction Bank is generally more than 5, yuan.
4. The maximum credit card withdrawal amount of CCB can reach 3% of the actual amount.
The amount of the card you apply for is mainly determined according to the asset status. If you have a car and a house and your income is high, the amount will definitely not be low.
How much is the credit card limit of Longka handled by China Construction Bank with the driving license
The car is only an auxiliary financial proof, and the credit card application mainly depends on your income. Generally speaking, the credit card of CCB for the first time, if the income from work is stable, the amount is about 2-3 times of the monthly income. If you hand in the driving license and real estate license when you apply for the card, the amount will be appropriately increased according to the value of your car or the value of the real estate. In addition, you have to audit your personal credit to comprehensively evaluate a limit.
how much credit card does CCB provide for housing
For CCB credit cards, the approval limit for general cards and gold cards is 1,-5,, and that for standard platinum cards is no more than 2,.
when approving, the bank will not only refer to the landlord's real estate, but also refer to work, income, social security, provident fund, individual tax, personal assets, credit, education and other aspects to approve the credit limit. Therefore, no matter which channel the application is made through, there is no way to know the initial credit limit of the card in advance before the approval result comes out.
(However, if the landlord provides a certain property as proof of financial resources, it is actually quite impressive. Therefore, if the landlord has a good credit, the amount should be quite good. It's hard to say exactly how much.)
The introduction of CCB credit card ic gold card and CCB credit card ic gold card amount is over. I wonder if you have found the information you need from it?