There are three situations whether to call or not:

1, the bank telephone audit calls the company, mainly to verify the authenticity of the work.

2. Bank phone audit In the case that the company phone can't get through, it will try to call a friend to verify other information to ensure that the credit card application is filled in with real information.

3. Telephone audit is only one of the processing methods, but it is not a necessary process, so there may be cases of approval without calling the company and friends.

Extended data

What questions will the credit card audit call ask? ID number, name of work unit, position, company address, current address, etc. Information about your spouse. How many credit cards are there, which banks have credit cards, what is the total amount, and so on.

In order to successfully pass the credit card review and get a credit card, you must fill in complete and true personal information. If you fill in the telephone number and contact person of the company, you'd better say hello in advance to avoid problems.

After the credit card is approved, it will be mailed in about three working days, and the card will be received in one to two weeks. After receiving the card, you can bring your personal ID card to the bank counter to activate the card, or you can activate the card by phone, SMS or online banking.

When using a credit card, keep in mind the bill, repayment date and repayment amount, so as to repay in full and on time without affecting personal credit.