Different types of Ping An credit cards have different annual fee charging standards. The annual card fee is actually closely related to the discounts and protections it comes with. For example, Ping An Auto Owner's Credit Card, Insurance Gold Card, etc. will incur a first-year annual fee of 200 yuan upon activation, and the first-year annual fee will not be reduced; standard cards, iQiyi Cards, and Tencent Gold Cards will not charge an annual fee in the first year, and the annual fee will be RMB 200 upon activation. The annual fee for the following year is reduced for 6 transactions. If the consumption does not meet the standard, the annual fee is 300 yuan. The annual fee is waived if you use the card or do not bring the card. However, car owner cards and insurance gold cards come with other benefits.

Ping An Car Owner Card:

1. Accident insurance for all vehicle occupants up to RMB 1.1 million

2. Roadside assistance within 30 kilometers

3. Come on 88 Discount

Ping An Insurance Gold Card:

The annual fee is 200 yuan/year. If you spend 30,000 yuan or more in the first year, the annual fee will be waived for the next year, and so on. Activation will incur a first-year annual fee, and the first-year annual fee will not be reduced.

The benefits are as follows:

1. General accident protection

2. Traffic accident protection.

For detailed annual fee rules, please click on the official website of Ping An Credit Card.