Hello, according to the information you submitted, the relevant audit department will conduct a comprehensive evaluation. The amount of platinum credit card is generally a fixed amount of RMB 50,000 plus a temporary amount voluntarily adjusted for you every month. At that time, you can use the sum of the two parts for credit card consumption. Please click the link to view the introduction of China Merchants Bank Platinum Card: /CusService/Common.aspx? pageid=bjkqna/ 1 .