There are many online loans and banks that enjoy credit reporting, so it is difficult to apply for an online loan if you are overdue.
According to regulations, loans that are currently overdue cannot be applied for.
Bank loan information:
ID card;
Hukou book, temporary residence permit and household booklet required for foreigners;
Marriage certificate, divorce Certificate or court judgment, single certificate;
Good personal credit;
Income certificate;
Education certificate;
Bank statements;
Other properties