1. Bai Hua is a consumer credit product. If you don't pay back for two months in a row, there will be a series of consequences.

2. First of all, overdue repayment will lead to overdue records in Bai Hua accounts, which may have a negative impact on personal credit records and make it difficult to apply for loans, credit cards and other financial services in the future.

3. Secondly, Alipay will send a collection notice to users to remind them to repay as soon as possible. If the overdue time is long or the overdue amount is large, Alipay may send a text message or a collection call to the user.

4. If the continuous overdue period exceeds a certain period, Alipay has the right to take legal measures to recover the debt. If it applies to the court for enforcement through litigation, the property of the person subjected to execution may be frozen and auctioned.

5. In addition, overdue repayment may also lead to an increase in late payment fees and interest, increase the repayment burden, and may be included in the sesame credit blacklist, affecting personal credit scores and credit lines.

Summary: Failure to repay for two consecutive months will have a negative impact on personal credit records, which may lead to collection notices and legal debt collection, increase the repayment burden, and may be included in the sesame credit blacklist.

Extended data:

According to Alipay's User Agreement, there will be overdue fees, and Alipay has the right to recover debts through legal means. In addition, Sesame Credit is a personal credit scoring system in China, and continuous overdue repayment may reduce the credit score and have a long-term impact on personal credit records. Please pay the arrears in time to avoid adverse consequences.