The three major characteristics of Ping An Bank’s culture are: Ping An of China’s vision of “becoming a leading international personal financial life service provider”; adhering to corporate social responsibilities and creating maximum benefits for customers, employees, shareholders and society. Value; advocating "based on excellent traditional culture, pursuing excellence as a process, and maximizing value as a guide.

1. Repayment Grace Period of Ping An Credit Card

Ping An Credit Card There is a three-day grace period for repayment. Generally, repayment within the grace period will be regarded as on-time repayment. You should also pay attention to the following points when repaying a credit card: If you pay off the credit card in full, no fees will be incurred; if the repayment amount is less than If the minimum repayment stipulated by the bank is deemed to be overdue, the interest rate will be 0.05, and a late payment fee will be charged based on 5% of the unpaid portion of the minimum repayment amount; if the repayment amount is greater than or equal to the minimum repayment, but less than the full repayment, then The interest rate is 0.05. The credit card of Ping An Bank is quite good and reliable. The process of applying for a credit card of Ping An Bank is very simple. You only need to fill out a credit card application form. The credit card application usually takes 2 weeks and the interest-free period of the credit card is 20. days, up to 50 days. The limit of Ping An Bank's credit card will increase with the number of uses, and it provides free high-accident insurance, which is especially suitable for consumption-oriented salary workers.

2. Ping An Bank’s credit card limit

Generally speaking, Ping An Bank’s credit card overdraft limit is divided into two levels, one is 3,000-50,000 yuan, and the other is more than 50,000 yuan, and the other is 3,000-50,000 yuan. It is determined based on the information and financial proof provided. The more financial proof you can submit, the higher the card limit will be. However, the general limit for Ping An Bank’s online application is around 3,000 yuan. That is Ping An Bank’s Platinum Credit Card, which is a credit card with a relatively high overdraft limit. Generally, it is more suitable to apply for this kind of credit card at the counter.

Note that when we fill out the application form, the position is also very important. Yes, if the individual's position is in the leadership department of the company, such a position is more conducive to personal credit card application, and the credit card limit that can be obtained is generally higher than that of ordinary employees.