Sweet orange loan is a credit product paid by Telecom Wing. People have high trust in it. After all, it depends on big brands, but many people find that their credit scores are insufficient when applying for sweet orange loans. What should I do if I borrow money from sweet orange without a credit score? What is the reason for the insufficient score? What can I do to improve my score? Let's get to know each other.

Reasons for insufficient credit score of sweet orange borrowing money

There are three main reasons for the lack of credit score of sweet orange borrowing money:

1. Credit information is getting worse and worse. To apply for a loan borrowed by Sweet Orange, you need to check the credit information, and the repayment record will also be included in the credit information. If there are overdue records in loans overdue or other places, the loan score of Sweet Orange may be lowered;

2. The borrower's information is overdue. When filling in the loan information, you must ensure that the information is true and effective, and the expired information cannot be successfully borrowed;

3. The debt ratio is too high and the repayment ability is insufficient. Considering the loan risk, the credit score will also be lowered, resulting in the failure to successfully borrow money from Sweet Orange.

What if the credit score of sweet orange borrowing money is insufficient?

1. Maintain good personal credit.

When using the loan borrowed from Sweet Orange, you must repay it on time. If you have other loans or credit card arrears, you must also repay them in time. We must actively deal with the overdue, and don't delay.

When there is no loan demand, don't query your credit limit on various loan platforms, because many loan platforms will query the user's credit report and leave a hard query record on the user's credit report. Too many such inquiry records will also affect the credit report.

2. Update the loan information in time.

If the borrower's personal information changes, such as the change of work place and contact telephone number, it is necessary to update relevant information in time to ensure that all information is true and effective.

3. Reduce the debt ratio and improve the repayment ability.

The less debt a borrower has, the stronger his repayment ability will be under the condition of constant income. If you have too much debt, you can develop various part-time or sideline jobs to improve your repayment strength.

The lack of credit score of sweet orange loan indicates that the borrower's comprehensive qualification is poor, so it is necessary to actively maintain personal credit and improve repayment ability.