Generally, it is the reason for product bundling.

In this case, it may be that the bank did not inform you at all, or it may be that someone told you, but you did not hear it or did not take it seriously.

First of all, this is not a bad thing. Many people have failed to apply for credit cards.

Secondly, for you personally, if you want to use it, activate it, then pay attention to the requirements for using the card, and cultivate your personal credit record. If you don't want to use it at all, then you can put the card away or destroy it, pretend it's nothing, or call customer service and ask to cancel the card. The latter is recommended.

It’s all up to you.

Hope this helps

Have a nice day!