If you apply in China Merchants Bank official website, someone will contact you after the preliminary examination and collect the application materials (including financial proof materials) at your door. The card clerk will help you fill out the application form and submit it to the Credit Card Center of China Merchants Bank together with the application materials. The audit period of China Merchants Bank Credit Card Center is 10 working days. You can check the application progress at any time on China Merchants Bank Credit Card official website or official WeChat.