Online loans affect credit card applications.

Notes:

1. Personal credit record: Overdue online loans or bad records will reduce your personal credit score. Credit card applications usually require a good credit record.

2. Credit score: Credit card issuers will comprehensively consider the applicant's credit score. Online loan problems may cause the score to drop, thus affecting the result of the credit card application.

3. Debt burden: If a borrower has multiple online loan debts, the credit card issuer may consider the debt burden too large and reject the application or limit the amount.

4. Repayment record: If online loan repayments are not timely or complete, the credit card issuer may believe that the borrower lacks the ability to repay and be cautious about credit card applications.

Summary:

Overdue records, bad records and debt burdens of online loans may have a negative impact on credit card applications. Maintaining a good credit history and repaying loans on time are important factors in getting approved for a credit card.

Extended information:

Credit card applications usually involve an assessment of one's creditworthiness. In addition to online loan issues, other factors such as personal income and job stability will also have an impact on credit card applications. It is recommended to improve your personal credit score and ensure a good repayment record and a moderate debt load before applying for a credit card.