According to the provisions of the Civil Procedure Law: "Evidence includes: electronic data. The evidence must be verified before it can be used as a basis for determining the facts. " Electronic data refers to information formed or stored in electronic media by means of e-mail, electronic data exchange, online chat records, blogs, Weibo, SMS, electronic signature and domain name. The court can obtain records under certain conditions.

If the bank fails to repay the loan within the time limit, the bank can reach an installment payment, during which the bank will stop the collection, but the cardholder must repay the loan according to the amount agreed in the mediation agreement every month. If you fail to perform the court's judgment within the performance period after the bank sued the court and won the case, the bank can directly apply for enforcement. Remind everyone that once the litigation mediation is successful, try to fulfill the contract and complete the arrears, and never cause a second breach of contract.