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When is the automatic repayment of bank of communications credit card deducted? You'd better do it if you don't want to be overdue!
In addition to manual repayment, the Bank of Communications credit card can also set up automatic repayment. If you often forget the repayment date, you'd better set up automatic repayment. However, setting up automatic repayment is not foolproof. If the deduction is not made in full within the deduction time, it will also lead to overdue. Then, when will the automatic repayment of Bank of Communications credit card be deducted? Let's have a look.

How to set up automatic repayment of bank of communications credit card;

Different from other bank credit card automatic repayment, Bank of Communications automatic repayment has two ways of deduction: deduction on the due repayment date and two deductions.

You can sign up for automatic repayment through any repayment method, such as bill payment APP, credit card mobile phone official website, registered online banking, counter, etc. After signing the contract successfully, Bank of Communications will transfer funds from the bound debit card to repay the credit card arrears.

So, what is the automatic repayment deduction of Bank of Communications credit card?

There are two deduction methods for automatic repayment of Bank of Communications, and the deduction rules are different, as follows:

1. Deduction on the due repayment date: Bank of Communications repays from the bound debit card on the final repayment date of the credit card, and deducts as much as possible. If the deduction amount is insufficient or part of the repayment is successful, the deduction will be made again on the day after the final repayment date. If the deduction still fails, you need to repay it manually.

2. Two deductions: The first deduction will be made on the 7th day after the bill date. If the deduction is successful, there will be no further deduction. If the deduction fails or is partially deducted, it will be deducted again on the last repayment date. If the deduction still fails, it will be deducted 1 time on the day after the last repayment date.

Summary: When the automatic repayment of Bank of Communications credit card is deducted is mainly related to the deduction method you set. It is recommended to pay attention to real-time automatic repayment of credit cards. Once the deduction fails, it is best to repay the credit card manually within a grace period of 3 days to avoid overdue.