China Bank's personal credit card overdraft mainly provides you with payment and settlement services for consumer transactions, and its overdraft funds shall not be used in non-consumer areas such as production, operation and investment, including forbidden areas such as house purchase, securities investment, wealth management and other equity investment. If the transaction is beyond the normal use range of China bank credit cards, the transaction may fail.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.