2. The supplementary card applicant must be between 13 and 65 years old, be an immediate relative of the main card holder, and have full capacity for civil conduct.

3. The applicant has permanent residence or legal residence status at the place of application.

4. Applicants need to have a stable job, and their monthly income can repay the loan principal and interest on time.

5. Applicants need to have a good personal credit record and no bad overdue records.

6. Applicants need to have deposits in Beijing Rural Commercial Bank or purchase wealth management products.