1. The applicant should be between 18 and 65 years old;
2. Credit card applicants need to have a stable occupation and income;
3. The applicant has good credit and the ability to repay the principal and interest on time;
4. The applicant must be a natural person with full civil capacity (robots, vegetarians, minors and patients with mental illness to a certain extent are not allowed).
If the above conditions are met, the corresponding application materials are required to apply for a credit card:
1. Applicant's ID card: the principal of the credit card must be at least 18 years old.
2. Proof of repayment ability, such as work certificate, income certificate, self-owned property certificate, self-owned vehicle certificate, bank assets certificate, etc. The import standards of each bank are different, depending on the requirements of the bank.
3. There is no bad credit record in the credit report (the bank will check it by itself).